Anne Arundel County property record for 3936 Cove Rd, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,049 sqft · built 1998 |
| Lot Size | 0.181 acres (7,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,903 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-654-02972200 |
| Primary APN | 01-654-02972200 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,049 sqft Living Area |
| Gross Area | 2,258 sqft |
| 1st Floor Area | 807 sqft |
| Basement Area | 495 sqft |
| Finished Basement | 495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,900 sqft (0.181 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 209 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Deck Area | 392 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 65402972200 |
|---|---|
| Street Address | 3936 COVE RD |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 4 BK A SC 1 RAMSEY BAY |
| Legal Subdivision | RAMSEY BAY |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 701201 |
3936 Cove Rd is owned and occupied by two individuals who acquired it in December 2024.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3936 COVE RD, EDGEWATER, MD 21037-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 13, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2002 |
| Deed Sale | Dec 31, 2002 |
| Deed Document Number | 200218524 |
| Deed Book / Page | 12344 / 377 |
| Last Transfer Date | Dec 30, 2024 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 3936 COVE RD, EDGEWATER, MD 21037-4309 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | AVENUE 365 LENDER SERVICES, AVENUE 365 LENDER SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0373990457 |
|---|---|
| Date | Aug 20, 2021 |
| Book Page | 37399/457 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 13, 2022 |
| Property Address | 3936 COVE RD, EDGEWATER, MD 21037-4309 |
| Document Number | 0382080466 |
| Book / Page | 38208 / 466 |
| Map Reference | CAB 3 ROD F-3 FO 3 |
| Instrument Date | Dec 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3936 COVE RD, EDGEWATER, MD 21037-4309 |
The 2025 property tax bill for 3936 Cove Rd was $5,903, up 2.7% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $802,100 (+9.49%) Land $474,900 Building $327,200 | $802,100 (-) Land $474,900 Building $327,200 | |
| 2025 | $5,903.00 (+2.73%) | $732,600 | $802,100 Land $474,900 Building $327,200 |
| 2024 | $5,746.00 (+13.22%) | ||
| 2023 | $5,075.00 Homeowner's exemption | $593,600 Land $347,300 Building $246,300 | $593,600 Land $347,300 Building $246,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3936 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3936 Cove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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