3942 Cove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3942 Cove Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,936 sqft · built 1950
Lot Size0.262 acres (11,400 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (Dec 1996)
Tax Bill$4,227 (2025)
Deeds & MortgagesNov 2018 Transfer
Sep 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-654-00102200

Property Details

APN / Parcel Number

Primary APN01-654-00102200
Alternative APNs
  • 1-654-00102200
  • 65400102200

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,936 sqft Living Area
Gross Area2,636 sqft
1st Floor Area968 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,400 sqft (0.262 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area700 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area40 sqft
Deck Area509 sqft
Shed1 Shed
Shed Area264 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number65400102200
Street Address3942 COVE RD
CityEDGEWATER
StateMD
Zip21037-4309
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 1 HLFLT2 BKA SC1 RAMSEY BAY
Legal SubdivisionRAMSEY BAY
Legal BlockA
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1035
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3942 COVE RD, EDGEWATER, MD 21037-4309
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 12, 2017Quit Claim Deed, Mortgage · Conventional Mortgage
ANHEUSER BUSCH EMPS CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 1996 · Amount on Record
Deed SaleDec 23, 1996 · Amount on Record
Deed Document Number199613737
Deed Book / Page7722 / 780
Last Transfer DateNov 8, 2018
Transfer Doc0326670300
Record UpdatedOct 29, 2026

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateNov 19, 2018
Property Address3942 COVE RD, EDGEWATER, MD 21037-4309
Document Number0326670300
Book / Page032667 / 000300
Instrument DateNov 8, 2018
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3942 COVE RD EDGEWATER MD 210374309, EDGEWATER, MD 21037-4309

September 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateSep 12, 2017
Property Address3942 COVE RD, EDGEWATER, MD 21037-4309
Document Number0313440329
Book / Page031344 / 000329
Instrument DateJul 27, 2017
Transaction TypeMortgage
Record UpdatedNov 2, 2017
Title CompanyNATIONWIDE TITLE CLEARING INC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3942 COVE RD EDGEWATER MD 210374309, EDGEWATER, MD 21037-4309

Mortgage

Document Number313440334
DateSep 12, 2017
Book Page031344/000334
Lender
NameANHEUSER BUSCH EMPS CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 11, 2037

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$812,900 (+9.59%) Land $499,600 Building $313,300$812,900 (-) Land $499,600 Building $313,300
2025$4,227.00 (+3.3%) Homeowner's exemption$741,733 (+23.75%)$812,900 (+35.62%) Land $499,600 Building $313,300
2024$4,092.00 (+18.33%)
2023$3,458.00 Homeowner's exemption$599,400 Land $364,000 Building $235,400$599,400 Land $364,000 Building $235,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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