Anne Arundel County property record for 3934 Cove Rd, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,456 sqft · built 2010 |
| Lot Size | 0.186 acres (8,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,300,000 (Jul 2022) |
| Tax Bill | $9,513 (2025) |
| Deeds & Mortgages | Jul 2022 Sale Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-654-00357000 |
| Primary APN | 01-654-00357000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,456 sqft Living Area |
| 1st Floor Area | 1,336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,100 sqft (0.186 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 24 sqft |
| Deck Area | 266 sqft |
| Patio Area | 144 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 65400357000 |
|---|---|
| Street Address | 3934 COVE RD |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-4309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LT 5 BK A SC 1 RAMSEY BAY |
| Legal Subdivision | RAMSEY BAY |
| Legal Block | A |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 701201 |
3934 Cove Rd is owned and occupied by an individual who bought it in July 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3934 COVE RD, EDGEWATER, MD 21037-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2022 | Deed, Transfer FIRST EQUITY TITLE LLC, FIRST EQUITY TITLE CORP |
| Jan 13, 2022 | Deed, Transfer · Commercial Mortgage CFG COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | Jan 13, 2022 · Amount on File |
| Deed Book / Page | 38895 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jul 1, 2022 |
| Property Address | 3934 COVE RD, EDGEWATER, MD 21037-4309 |
| Document Number | 0388950418 |
| Book / Page | 38895 / 418 |
| Map Reference | MB 20 PG 37 |
| Instrument Date | Jun 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST EQUITY TITLE LLC, FIRST EQUITY TITLE CORP |
| Amount | Amount on Record |
|---|---|
| Tax | $19,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 12913 ESWORTHY RD, NORTH POTOMAC, MD 20878-8712 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jan 13, 2022 |
| Property Address | 3934 COVE RD, EDGEWATER, MD 21037-4309 |
| Document Number | 0382160042 |
| Book / Page | 38216 / 42 |
| Map Reference | MB 20 PG 37 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2022 |
| Title Company | MID-MARYLAND TITLE COMPANY INC, MID MARYLAND TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3934 COVE RD, EDGEWATER, MD 21037-4309 |
| Document Number | 0003821646 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 38216/46 |
| Name | CFG COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 3934 Cove Rd was $9,513.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $893,200 Land $476,100 Building $417,100 | $893,200 Land $476,100 Building $417,100 | |
| 2025 | $9,513.00 | ||
| 2023 | $7,532.00 | $689,800 Land $348,100 Building $341,700 | $689,800 Land $348,100 Building $341,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3934 Cove Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3934 Cove Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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