3932 Loch Dr, Highland, MI 48357 Property Records

Oakland County property record for 3932 Loch Dr, Highland, MI 48357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,721 sqft · built 1991
Lot Size	0.373 acres (16,248 sqft)
Owner	Individual Name on Record
Last Sale	$221,000 (Apr 2015)
Tax Bill	$3,133 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`H-11-09-177-030`

Property Details

APN / Parcel Number

Primary APN	`H-11-09-177-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,721 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	1,022 sqft
Unfinished Basement	1,022 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	148 ft deep x 61 ft wide
View / Lot	Waterfront
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	163 sqft
Deck Area	141 sqft
Patio Area	141 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3932 LOCH DR
City	HIGHLAND
State	MI
Zip	48357-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	T3N, R7E, SEC 9 HIGHLAND HILLS NO 3 LOT 158
Legal Range	07E
Legal Township	03N
Legal Section	09
Legal Subdivision	HIGHLAND
Legal Lot Number	158
Jurisdiction	OAKLAND MI
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1006
Census Tract	131600

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3932 LOCH DR, HIGHLAND, MI 48357-2232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2017	Deed of Trust, Mortgage · ARM HOMESTEAD FUNDING CORP
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Jan 7, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY FINANCIAL CU
Nov 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2015 · Amount on Record
Deed Sale	Apr 6, 2015 · Amount on Record
Prior Sale	Oct 6, 2008 · Amount on Record
Deed Document Number	201562831
Deed Book / Page	48035 / 66
Last Transfer Date	Mar 24, 2021
Transfer Doc	0000263749
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3932 LOCH DR, HIGHLAND, MI 48357-2232
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058301
Date	Mar 30, 2017
Book Page	50515/00554
Instrument	058301

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3932 LOCH DR, HIGHLAND, MI 48357-2232
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000148598
Date	Jul 29, 2020
Book Page	54574/823
Instrument	148598

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3932 LOCH DR, HIGHLAND, MI 48357-2232
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 LOCH DR, HIGHLAND, MI 48357-2232

Mortgage

Document Number	0000288929
Date	Jan 7, 2022
Book Page	57259/449
Instrument	288929

Lender

Name	COMMUNITY FINANCIAL CU
Type	Credit Union
Address	PLYMOUTH, MI 48170

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 29, 2021
Property Address	3932 LOCH DR, HIGHLAND, MI 48357-2232
Document Number	0000263749
Book / Page	57115 / 468
Instrument Date	Mar 24, 2021
Instrument	263749
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3932 LOCH DR, HIGHLAND, MI 48357-2232

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Highland Charter Township
Unified School District	Huron Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,133.00 (-39.35%) Homeowner's exemption	$207,390 (+9.12%)	$414,780 (+9.12%)
2024	$5,166.00 (+16.77%)
2023		$190,060	$380,120
2021	$4,424.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Loch Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures