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3929 Cove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 3929 Cove Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,784 sqft · built 1971
Lot Size1.04 acres (45,430 sqft)
OwnerIndividual Name on Record
Last Sale$256,000 (Nov 1998)
Tax Bill$4,351 (2025)
Deeds & MortgagesJan 2020 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN01-654-08011620

Property Details

APN / Parcel Number

Primary APN01-654-08011620
Alternative APNs
  • 1-654-08011620
  • 65408011620

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,784 sqft Living Area
1st Floor Area1,484 sqft
Basement Area300 sqft
Finished Basement300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area45,430 sqft
Garage Area1,020 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchOpen Porch
Porch Area432 sqft
Deck Area815 sqft
Shed1 Shed
Shed Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number65408011620
Street Address3929 COVE RD
CityEDGEWATER
StateMD
Zip21037-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLTS 3 4 8 BK C RAMSEY BAY
Legal SubdivisionRAMSEY BAY
Legal BlockC
Legal Lot Number3
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1037
Census Tract701201

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3929 COVE RD, EDGEWATER, MD 21037-4311
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 16, 2020Quit Claim Deed, Transfer
NFM LNDG
Mar 24, 2017Deed of Trust, Mortgage · Conventional Mortgage
BRANCH BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 1998 · Amount on Record
Deed SaleNov 10, 1998 · Amount on Record
Deed Document Number199814366
Deed Book / Page8801 / 198
Last Transfer DateDec 13, 2019
Transfer Doc0340830078
Record UpdatedOct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionANNE ARUNDEL MD
Recording DateJan 16, 2020
Property Address3929 COVE RD, EDGEWATER, MD 21037-4311
Document Number0340830078
Book / Page034083 / 000078
Instrument DateDec 13, 2019
Transaction TypeTransfer
Record UpdatedFeb 10, 2020
Title CompanyMASTERS TITLE AND ESCROW, MASTERS TITLE & ESCROW

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3929 COVE RD EDGEWATER MD 210374311, EDGEWATER, MD 21037-4311

Mortgage

Document Number340830082
DateJan 16, 2020
Book Page034083/000082
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
AmountAmount Recorded
Term360 Months
DueJan 15, 2050

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address3929 COVE RD, EDGEWATER, MD 21037-4311
Document Number0307890227
Book / Page030789 / 000227
Instrument DateMar 24, 2017
Transaction TypeMortgage
Record UpdatedJul 7, 2017
Title CompanyEAGLE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3929 COVE RD EDGEWATER MD 210374311, EDGEWATER, MD 21037-4311

Mortgage

Document Number0307890227
DateApr 3, 2017
Book Page030789/000227
Lender
NameBRANCH BK&TR
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 2, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,700 (+4.86%) Land $237,300 Building $300,400$537,700 (-) Land $237,300 Building $300,400
2025$4,351.00 (+2.21%) Homeowner's exemption$512,767 (+10.77%)$537,700 (+16.16%) Land $237,300 Building $300,400
2024$4,257.00 (+16.5%)
2023$3,654.00 Homeowner's exemption$462,900 Land $237,300 Building $225,600$462,900 Land $237,300 Building $225,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 49 policies
Nearby Flood Policies49 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimAug 2024 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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