392 Thomas Dr, Franklin, OH 45005 Property Records

Warren County property record for 392 Thomas Dr, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 1963
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2005)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-31-229-016-0`

Property Details

APN / Parcel Number

Primary APN	`04-31-229-016-0`
Alternative APNs	`0431229016` `431229016` `2113937`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,473 sqft
1st Floor Area	1,200 sqft
Family Room	Family Room

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick/Stone
Construction Type	Brick
Foundation Type	Concrete
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	20 sqft
Canopy	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	2113937
Street Address	392 THOMAS DR
City	FRANKLIN
State	OH
Zip	45005-2155
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLSIDE MANOR LOT 4
Legal Subdivision	HILLSIDE MANOR
Legal Block	937
Legal Lot Number	4
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2011
Census Tract	32502

Owner

Source: Warren County records, as of July 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	392 THOMAS DR, FRANKLIN, OH 45005-2155
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2005 · Amount on Record
Deed Sale	Aug 2, 2005 · Amount on Record
Prior Sale	Jun 15, 1995 · Amount on Record
Deed Document Number	2005549902
Deed Book / Page	3942 / 529
Prior Transfer Date	Dec 15, 2003
Prior Transfer Doc	0034000429
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	392 THOMAS DR, FRANKLIN, OH 45005-2155
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024650
Date	Nov 16, 2023
Instrument	2023-024650

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	392 THOMAS DR, FRANKLIN, OH 45005-2155
Document Number	0000003858
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	392 THOMAS DR FRANKLIN OH 450052155, FRANKLIN, OH 45005-2155

Mortgage

Document Number	0000003858
Date	Feb 4, 2020
Instrument	3858

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00 (+8.67%)	$53,260 (+34.24%) Land $15,750 Building $37,510	$152,160 (+34.23%) Land $45,000 Building $107,160
2024	$2,504.00 (+12.74%)
2023	$2,221.00 (+10.28%) Homeowner's exemption	$39,676 (-) Land $9,685 Building $29,991
2022	$2,014.00 Homeowner's exemption	$39,676 Land $9,685 Building $29,992	$113,360 (-) Land $27,670 Building $85,690
2021			$113,360 Land $27,670 Building $85,690

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN PUBLIC WATER SYSTEM private · serves 11,690 people · EPA ID OH8300412
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: altafiber Network Solutions, AT&T, Verizon.

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