391 Thomas Dr, Franklin, OH 45005 Property Records

Warren County property record for 391 Thomas Dr, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,297 sqft · built 1965
Lot Size0.176 acres (7,700 sqft)
Owner2 Owner Names on Record
Tax Bill$2,267 (2025)
Deeds & MortgagesMar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN04-31-228-025-0

Property Details

APN / Parcel Number

Primary APN04-31-228-025-0
Alternative APNs
  • 0431228025
  • 431228025
  • 2129817

Interior

Bedrooms4 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,297 sqft Living Area
1st Floor Area1,297 sqft

Exterior

Year BuiltBuilt 1965
Exterior MaterialBrick/Stone
Construction TypeBrick
Foundation TypeConcrete
Lot Area7,700 sqft (0.176 acres)
Lot Dimensions110 ft deep x 70 ft wide
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
Patio Area90 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number2129817
Old Parcel Number0431228025
Street Address391 THOMAS DR
CityFRANKLIN
StateOH
Zip45005-2159
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHILLSIDE MANOR LOT# 29
Legal SubdivisionHILLSIDE MANOR
Legal Block228
Legal Lot Number29
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2012
Census Tract32502

Owner

Source: Warren County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address391 THOMAS DR, FRANKLIN, OH 45005-2159
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 20, 2014
Transfer Doc0000028134
Record UpdatedJun 8, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address391 THOMAS DR, FRANKLIN, OH 45005-2159
Document Number0000009216
Instrument DateMar 23, 2019
Transaction TypeMortgage
Record UpdatedMay 3, 2019
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address391 THOMAS DR FRANKLIN OH 450052159, FRANKLIN, OH 45005-2159

Mortgage

Document Number0000009216
DateApr 16, 2019
Instrument9216
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2049

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,267.00 (+34.78%)$54,562 (+33.97%) Land $15,750 Building $38,812$155,890 (+33.97%) Land $45,000 Building $110,890
2023$1,682.00 (+3.64%) Homeowner's exemption$40,726 (-) Land $9,685 Building $31,041
2022$1,623.00 Homeowner's exemption$40,726 Land $9,685 Building $31,042$116,360 (-) Land $27,670 Building $88,690
2021$116,360 Land $27,670 Building $88,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN PUBLIC WATER SYSTEM
private · serves 11,690 people · EPA ID OH8300412
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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