Passaic County and Passaic City property record for 384 Terhune Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 2,411 sqft · built 2020 |
| Lot Size | 0.192 acres (8,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Aug 2018) |
| Tax Bill | $30,138 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2019 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03315-01-00025 |
| Primary APN | 07-03315-01-00025 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,411 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 8,350 sqft (0.192 acres) |
| Lot Dimensions | 167 ft deep x 50 ft wide |
| Old Parcel Number | 0703315A00025 |
|---|---|
| Street Address | 384 TERHUNE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-2447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Subdivision | PASSAIC REALTY & CONST CO |
| Legal Block | 3315 |
| Legal Lot Number | 25 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 175601 |
384 Terhune Ave is owned and occupied by two individuals who bought it in August 2018.
Source: Passaic County and Passaic City records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 384 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jul 24, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage TD BK NA |
| Aug 27, 2018 | Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2018 · Amount on File |
| Deed Sale | Aug 27, 2018 · Amount on File |
| Prior Sale | Sep 8, 2015 · Amount on File |
| Deed Document Number | 201838783 |
| Deed Book / Page | 3387 / 55 |
| Prior Transfer Date | Jun 3, 2004 |
| Prior Transfer Doc | 0000018531 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 384 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2022 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000000544 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | M17697/61 |
| Instrument | 2022000544 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 24, 2019 |
| Property Address | 384 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Book / Page | 015617 / 000222 |
| Instrument Date | Jul 16, 2019 |
| Instrument | 31797 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 8, 2019 |
| Title Company | MADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 384 TERHUNE AVE PASSAIC NJ 070552447, PASSAIC, NJ 07055-2447 |
| Document Number | 0000031797 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 015617/000222 |
| Instrument | 31797 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | 2035 LIMESTONE RD, WILMINGTON, DE 19808-5529 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Aug 27, 2018 |
| Property Address | 384 TERHUNE AVE, PASSAIC, NJ 07055-2447 |
| Document Number | 0000038783 |
| Book / Page | 003387 / 000055 |
| Instrument Date | Jul 31, 2018 |
| Instrument | 38783 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2018 |
| Title Company | BERKSHIRE ABSTRACT AND TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 384 TERHUNE AVE PASSAIC NJ 070552447, PASSAIC, NJ 07055-2447 |
| Document Number | 38784 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 015167/000269 |
| Instrument | 38784 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 26, 2048 |
The 2025 property tax bill for 384 Terhune Ave was $30,138, up 3.3% from the year before.
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $732,800 (+3.53%) Land $214,000 Building $518,800 | $732,800 (+3.53%) Land $214,000 Building $518,800 | |
| 2025 | $30,138.00 (+3.27%) | $707,800 Land $214,000 Building $518,800 | $707,800 Land $214,000 Building $518,800 |
| 2024 | $29,183.00 | ||
| 2023 | $707,800 | $732,800 Land $214,000 Building $518,800 | |
| 2022 | $27,490.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 384 Terhune Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (2004–2021) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 384 Terhune Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
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