3918 Whisper Vw, Schertz, TX 78154 Property Records

Guadalupe County property record for 3918 Whisper Vw, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,174 sqft · built 2005
Lot Size	0.196 acres (8,531 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,412 (2025)
Deeds & Mortgages	May 2025 Sale Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1G3563303101000000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303101000000`
Alternative APNs	`000000120709` `000000259455` `000000314170` `120709`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,174 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	965 sqft
2nd Floor Area	1,209 sqft
Utility Area	100 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,531 sqft (0.196 acres)
Lot Dimensions	113 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	75 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3918 WHISPER VW
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 31 LOT 10 .1958 AC
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	10
Legal Block	31
Legal Lot Number	10
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3002
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 30, 2025	Warranty Deed, Transfer PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY LLC
Jul 6, 2021	Vendor's Lien, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD
Jan 18, 2018	Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025
Deed Sale	May 30, 2025
Prior Sale	Jan 17, 2024
Deed Document Number	202513280
Prior Transfer Date	Jun 30, 2021
Prior Transfer Doc	0099023260
Record Updated	Sep 20, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	May 30, 2025
Property Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0099013280
Map Reference	VOL 6 PG 767
Instrument Date	May 23, 2025
Instrument	202599013280
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	PROROVIDENCE TITLE COMPANY, PROVIDENCE TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GUADALUPE TX
Recording Date	Jul 6, 2021
Property Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0099023260
Map Reference	VOL 6 PG 767-768
Instrument Date	Jun 30, 2021
Instrument	202199023260
Transaction Type	Transfer
Record Updated	Nov 3, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312

Mortgage

Document Number	0099023261
Date	Jul 6, 2021
Instrument	202199023261

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jan 18, 2018
Property Address	3918 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0000001129
Instrument Date	Jan 10, 2018
Instrument	1129
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	TRINITY TITLE/TX LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3918 WHISPER VW SCHERTZ TX 781082312, SCHERTZ, TX 78108-2312

Mortgage

Document Number	1130
Date	Jan 18, 2018
Instrument	1130

Lender

Name	CORNERSTONE HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$268,993 (+4.54%) Land $50,027 Building $218,966	$268,993 (+4.54%) Land $50,027 Building $218,966
2025	$3,412.00 (-23.84%)	$257,313 (-12.2%) Land $38,198 Building $219,115	$257,313 (-12.2%) Land $38,198 Building $219,115
2024	$4,480.00 (-1.67%)
2023	$4,556.00 (-13.52%) Homeowner's exemption	$293,073 Land $51,352 Building $241,721	$293,073 Land $51,352 Building $241,721
2022	$5,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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