3915 Whisper Vw, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3915 Whisper Vw, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	2,799 sqft · built 2005
Lot Size	0.211 acres (9,205 sqft)
Owner	Individual Name on Record
Last Sale	$227,900 (Jun 2020)
Tax Bill	$4,182 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563303100900000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303100900000`
Alternative APNs	`000000120708` `000000245550` `120708`

Interior

Stories	2 Stories
Building Area	2,799 sqft Living Area
Gross Area	3,298 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	1,581 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,205 sqft (0.211 acres)
Lot Dimensions	118 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3915 WHISPER VW
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 31 LOT 9
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	9
Legal Block	31
Legal Lot Number	9
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3002
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3915 WHISPER VW, SCHERTZ, TX 78108-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2020 · Amount on Record
Deed Sale	Jun 11, 2020 · Amount on Record
Prior Sale	Feb 14, 2006 · Amount on Record
Deed Document Number	202014331
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0000014331
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3915 WHISPER VW, SCHERTZ, TX 78108-2312
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 WHISPER VW, SCHERTZ, TX 78108-2312

Mortgage

Document Number	0099005146
Date	Mar 2, 2026
Instrument	202699005146

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Jul 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Jun 11, 2020
Property Address	3915 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0000014331
Instrument Date	Jun 8, 2020
Instrument	14331
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	ORT TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3915 WHISPER VW SCHERTZ TX 781082312, SCHERTZ, TX 78108-2312

Mortgage

Document Number	14332
Date	Jun 11, 2020
Instrument	14332

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2050

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,391 (+8.39%) Land $52,034 Building $270,357	$322,391 (+8.39%) Land $52,034 Building $270,357
2025	$4,182.00 (-39.51%)	$297,431 (-12.02%) Land $40,247 Building $257,184	$297,431 (-12.02%) Land $40,247 Building $257,184
2024	$6,914.00 (+4.92%)
2023	$6,590.00 (-1.57%)	$338,055 Land $53,657 Building $284,398	$338,055 Land $53,657 Building $284,398
2022	$6,695.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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