3914 Whisper Vw, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3914 Whisper Vw, Schertz, TX 78108

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,109 sqft · built 2005
Lot Size	0.307 acres (13,369 sqft)
Owner	2 Individual Names on Record
Last Sale	$217,300 (Feb 2006)
Tax Bill	$1,757 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G3563303101100000`

Property Details

APN / Parcel Number

Primary APN	`1G3563303101100000`
Alternative APNs	`000000120710` `000000128967` `120710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,109 sqft Living Area
Gross Area	3,608 sqft
1st Floor Area	1,377 sqft
2nd Floor Area	1,732 sqft
Utility Area	120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,369 sqft (0.307 acres)
Lot Dimensions	131 ft deep x 102 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	136 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	3914 WHISPER VW
City	SCHERTZ
State	TX
Zip	78154
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 31 LOT 11
Legal Subdivision	WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract	11
Legal Block	31
Legal Lot Number	11
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	3
Census Block	3002
Census Tract	210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3914 WHISPER VW, SCHERTZ, TX 78108-2312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage MISCELLANEOUS GOVT AGCY
May 9, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2006 · Amount on Record
Deed Sale	Feb 22, 2006 · Amount on Record
Prior Sale	Aug 12, 2005 · Amount on Record
Deed Document Number	20063383
Deed Book / Page	2276 / 171
Prior Transfer Date	Jul 22, 2005
Prior Transfer Doc	0000003383
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3914 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0000017194
Instrument Date	Jul 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3914 WHISPER VW SCHERTZ TX 781082312, SCHERTZ, TX 78108-2312

Mortgage

Document Number	0000017194
Date	Jul 25, 2017
Instrument	17194

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	UNIVERSAL CITY, TX 78148

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 24, 2037

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	3914 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number	0000011513
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3914 WHISPER VW SCHERTZ TX 781082312, SCHERTZ, TX 78108-2312

Mortgage

Document Number	0000011513
Date	May 24, 2017
Instrument	11513

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 23, 2042

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$364,605 (+1%) Land $64,774 Building $302,953	$367,727 (+10.94%) Land $64,774 Building $302,953
2025	$1,757.00 (-34.12%) Homeowner's exemption Disabled Person's exemption	$331,459 (+4.99%) Land $53,086 Building $278,373	$331,459 (+4.99%) Land $53,086 Building $278,373
2024	$2,667.00 (-0.15%)
2023	$2,671.00 (-37.72%) Homeowner's exemption Disabled Person's exemption	$315,700 Land $67,780 Building $247,920	$315,700 Land $67,780 Building $247,920
2022	$4,289.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Guadalupe Valley Electric Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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