3903 Whisper Vw, Schertz (Cibolo), TX 78108 Property Records

Guadalupe County property record for 3903 Whisper Vw, Schertz, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,707 sqft · built 2005
Lot Size0.149 acres (6,486 sqft)
Owner2 Individual Names on Record
Last Sale$242,867 (Jul 2025)
Tax Bill$4,495 (2025)
Deeds & MortgagesJul 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN1G3563303100600000

Property Details

APN / Parcel Number

Primary APN1G3563303100600000
Alternative APNs
  • 000000120705
  • 000000159899
  • 120705

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,707 sqft Living Area
Gross Area2,155 sqft
1st Floor Area1,707 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area6,486 sqft (0.149 acres)
Lot Dimensions118 ft deep x 55 ft wide
Garage TypeAttached
Garage Area378 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area98 sqft

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address3903 WHISPER VW
CitySCHERTZ
StateTX
Zip78154
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 31 LOT 6
Legal SubdivisionWHISPER MEADOWS @ NORTHCLIFFE II UNIT #3
Legal Tract6
Legal Block31
Legal Lot Number6
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group3
Census Block3002
Census Tract210613

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3903 WHISPER VW, SCHERTZ, TX 78108-2312
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2025 · Amount on Record
Deed SaleJul 1, 2025 · Amount on Record
Prior SaleNov 7, 2005 · Amount on Record
Deed Document Number202516208
Prior Transfer DateOct 24, 2005
Prior Transfer Doc0000022769
Record UpdatedSep 20, 2026

July 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGUADALUPE TX
Recording DateJul 1, 2025
Property Address3903 WHISPER VW, SCHERTZ, TX 78108-2312
Document Number0099016208
Map ReferenceVOL 6 PG 767&768
Instrument DateJun 30, 2025
Instrument202599016208
Transaction TypeTransfer
Record UpdatedNov 3, 2025
Title CompanyOLD REPUBLIC TITLE, ORT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 WHISPER VW, SCHERTZ, TX 78108-2312

Mortgage

Document Number0099016209
DateJul 1, 2025
Instrument202599016209
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueJul 1, 2054

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$239,432 (+2.21%) Land $43,566 Building $195,866$239,432 (+2.21%) Land $43,566 Building $195,866
2025$4,495.00 (-19.57%)$234,261 (-14.09%) Land $31,725 Building $202,536$234,261 (-14.09%) Land $31,725 Building $202,536
2024$5,589.00 (+5.16%)
2023$5,315.00 (-4.37%)$272,668 Land $43,527 Building $229,141$272,668 Land $43,527 Building $229,141
2022$5,558.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Guadalupe Valley Electric Cooperative
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: VTX Communications.

Nearby Properties on Whisper Vw

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