Guadalupe County property record for 3902 Whisper Vw, Schertz, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,419 sqft · built 2005 |
| Lot Size | 0.13 acres (5,645 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $274,701 (Sep 2022) |
| Tax Bill | $2,099 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3563303101400000 |
| Primary APN | 1G3563303101400000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,419 sqft Living Area |
| Gross Area | 1,935 sqft |
| 1st Floor Area | 1,419 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,645 sqft (0.13 acres) |
| Lot Dimensions | 108 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 417 sqft |
| Porch | Covered Porch |
| Porch Area | 144 sqft |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 3902 WHISPER VW |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 BLOCK 31 LOT 14 0.1296 AC, UNDIVIDED INTEREST 50.0000000000% |
| Legal Subdivision | WHISPER MEADOWS @ NORTHCLIFFE II UNIT #3 |
| Legal Tract | 14 |
| Legal Block | 31 |
| Legal Lot Number | 14 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 210613 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3902 WHISPER VW, SCHERTZ, TX 78108-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 19, 2022 · Amount on Record |
| Deed Sale | Sep 19, 2022 · Amount on Record |
| Prior Sale | Aug 26, 2019 · Amount on Record |
| Deed Document Number | 202229359 |
| Prior Transfer Date | Aug 20, 2019 |
| Prior Transfer Doc | 0099019281 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Aug 26, 2019 |
| Property Address | 3902 WHISPER VW, SCHERTZ, TX 78108-2312 |
| Document Number | 0000019281 |
| Instrument Date | Aug 20, 2019 |
| Instrument | 19281 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3902 WHISPER VW SCHERTZ TX 781082312, SCHERTZ, TX 78108-2312 |
| Document Number | 19282 |
|---|---|
| Date | Aug 26, 2019 |
| Instrument | 19282 |
| Name | PILGRIM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $104,726 (-29.79%) Land $20,603 Building $84,123 | $104,726 (-29.79%) Land $20,603 Building $84,123 | |
| 2025 | $2,099.00 (+0.82%) Homeowner's exemption | $149,152 (+15.44%) Land $14,609 Building $134,543 | $149,152 (+15.44%) Land $14,609 Building $134,543 |
| 2024 | $2,082.00 (+7.32%) | ||
| 2023 | $1,940.00 (-64.2%) | $129,200 Land $20,293 Building $108,907 | $129,200 Land $20,293 Building $108,907 |
| 2022 | $5,419.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Guadalupe Valley Electric Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: VTX Communications.
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