Lorain County property record for 39126 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1976 |
| Lot Size | 0.219 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,000 (Jun 2023) |
| Tax Bill | $2,763 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Dec 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-057 |
| Primary APN | 10-00-005-101-057 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.219 acres) |
| Lot Dimensions | 132 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 191 sqft |
| Patio Area | 191 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 39126 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 1 75 X 132.07 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #1 |
| Legal Block | 101 |
| Legal Lot Number | 35 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 71202 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 5, 2022 | Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 5, 2022 | Affidavit of Death of Joint Tenant, Transfer NEWMAN TITLE, NEWMAN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2023 · Amount on Record |
| Deed Sale | Jun 26, 2023 · Amount on Record |
| Prior Sale | Dec 5, 2022 |
| Deed Document Number | 2023003196 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 26, 2023 |
| Property Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000920118 |
| Map Reference | VOL 29 PG 71-79 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 2023-0920118 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | INFINITE TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000920119 |
|---|---|
| Date | Jun 26, 2023 |
| Instrument | 2023-0920119 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 5, 2022 |
| Property Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000900401 |
| Map Reference | VOL 29 PG 70&71 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022-0900401 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000900402 |
|---|---|
| Date | Dec 5, 2022 |
| Instrument | 2022-0900402 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Dec 5, 2022 |
| Property Address | 39126 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000900400 |
| Map Reference | VOL 29 PG 70&71 |
| Instrument Date | Dec 1, 2022 |
| Instrument | 2022-0900400 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | NEWMAN TITLE, NEWMAN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,763.00 | $58,680 (+%) Land $13,860 Building $44,820 | $167,650 (-) Land $39,590 Building $128,060 |
| 2024 | $2,763.00 (+15.8%) | $58,678 (+34.01%) Land $13,857 Building $44,821 | $167,650 (+34.01%) Land $39,590 Building $128,060 |
| 2023 | $2,386.00 (+25.45%) | $43,785 (-0.01%) Land $10,675 Building $33,110 | $125,100 (-) Land $30,500 Building $94,600 |
| 2022 | $1,902.00 | $43,790 Land $10,680 Building $33,110 | |
| 2021 | $125,100 Land $30,500 Building $94,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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