Lorain County property record for 39116 Chestnut Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1982 |
| Square Footage | 1,137 sqft Living Area |
| Lot Size | 9,583 sqft (0.219 acres) |
| Garage | Attached, 405 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,323.00 (2025) |
| Primary APN | 10-00-005-101-056 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,137 sqft Living Area |
| 1st Floor | 1,137 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Lot Area | 9,583 sqft (0.219 acres) |
| Depth X Width | 132 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 405 sqft Garage |
| Patio Area | 280 sqft Patio |
| Porch | Open Porch |
| Porch Area | 96 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 39116 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8240 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 1 FRNT 0075.00 DPTH 0132.07 |
| Legal Subdivision | CHESTNUT RIDGE HTS SUB 1 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 34 |
| Jurisdiction | LORAIN OH |
| Minor Civil Division | ELYRIA |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-056
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39116 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 08, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Mar 18, 2017 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39116 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000908811 |
|---|---|
| Date | Mar 08, 2023 |
| Instrument | 2023-0908811 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 02, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39116 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000624084 |
| Instrument Date | Mar 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 29, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 39116 CHESTNUT RIDGE RD ELYRIA OH 440358240, ELYRIA, OH 44035-8240 |
| Document Number | 0000624084 |
|---|---|
| Date | Mar 30, 2017 |
| Instrument | 624084 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank (FSB) |
| Address | 7007 BROADWAY AVE, CLEVELAND, OH 44105-1441 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.74% |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,323.00 | $49,320 (+%) Land $13,860 Building $35,460 | $140,910 (-) Land $39,590 Building $101,320 |
| 2024 | $2,323.00 (+23.43%) | $49,319 (+42.87%) Land $13,857 Building $35,462 | $140,910 (+42.87%) Land $39,590 Building $101,320 |
| 2023 | $1,882.00 (+0.37%) | $34,521 (-0.03%) Land $10,675 Building $23,846 | $98,630 (-) Land $30,500 Building $68,130 |
| 2022 | $1,875.00 | $34,530 Land $10,680 Building $23,850 | |
| 2021 | $98,630 Land $30,500 Building $68,130 |
39116 Chestnut Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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