Lorain County property record for 39086 Chestnut Ridge Rd, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1976 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $94,400 (May 1996) |
| Tax Bill | $2,728 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-054 |
| Primary APN | 10-00-005-101-054 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 133 ft deep x 82 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Heating System | HVAC |
|---|
| Street Address | 39086 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8242 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 1 FRNT 0083.08 DPTH 0132.53 |
| Legal Subdivision | CHESTNUT RIDGE HTS SUB 1 FRNT |
| Legal Block | 101 |
| Legal Lot Number | 32 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 71202 |
Source: Lorain County records · APN 10-00-005-101-054
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 39086 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 27, 2017 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 1996 · Amount on Record |
| Deed Sale | May 15, 1996 · Amount on Record |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39086 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | ATI |
| Name | Verified Name |
|---|---|
| Address | 39086 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242 |
| Document Number | 0000834066 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-0834066 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39086 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242 |
| Document Number | 0000657858 |
| Instrument Date | Dec 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 39086 CHESTNUT RIDGE RD ELYRIA OH 440358242, ELYRIA, OH 44035-8242 |
| Document Number | 0000657858 |
|---|---|
| Date | Jan 10, 2018 |
| Instrument | 657858 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 09, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,728.00 | $57,940 (+%) Land $14,530 Building $43,410 | $165,540 (-) Land $41,500 Building $124,040 |
| 2024 | $2,728.00 (+24.4%) | $57,939 (+43.92%) Land $14,525 Building $43,414 | $165,540 (+43.92%) Land $41,500 Building $124,040 |
| 2023 | $2,193.00 (+0.37%) | $40,258 (%) Land $11,190 Building $29,068 | $115,020 (-) Land $31,970 Building $83,050 |
| 2022 | $2,185.00 | $40,260 Land $11,190 Building $29,070 | |
| 2021 | $115,020 Land $31,970 Building $83,050 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures