Lorain County property record for 39102 Chestnut Ridge Rd, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1977 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Apr 2024) |
| Tax Bill | $2,859 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Apr 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-101-055 |
| Primary APN | 10-00-005-101-055 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 132 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Heating System | HVAC |
|---|
| Street Address | 39102 CHESTNUT RIDGE RD |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHESTNUT RIDGE HTS SUB 1 80.88 X 132.07 |
| Legal Subdivision | CHESTNUT RIDGE HEIGHTS SUBDIVISION #1 |
| Legal Block | 101 |
| Legal Lot Number | 33 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 71202 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 39102 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2022 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Apr 23, 2024 | Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| May 14, 2021 | Warranty Deed, Transfer · FHA Mortgage THIRD FSLA OF CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | May 14, 2021 · Amount on Record |
| Deed Document Number | 2024001905 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 39102 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000887038 |
|---|---|
| Date | Aug 12, 2022 |
| Instrument | 2022-0887038 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 10, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 23, 2024 |
| Property Address | 39102 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000010797 |
| Map Reference | VOL 29 PG 70&71 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024-0010797 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | OHIO REAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4201 MARSH LN, CARROLLTON, TX 75007-1720 |
| Investor | Possibly a Property Investor |
| Document Number | 0000010798 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-0010798 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Number | 0000010799 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024-0010799 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MANSFIELD, OH 44903 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | May 14, 2021 |
| Property Address | 39102 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000817970 |
| Map Reference | VOL 29 PG 70&71 |
| Instrument Date | May 5, 2021 |
| Instrument | 2021-0817970 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Title Company | MILLER HOME TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 39102 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8240 |
| Document Number | 0000817971 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021-0817971 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,859.00 | $60,710 (+%) Land $14,330 Building $46,380 | $173,450 (-) Land $40,950 Building $132,500 |
| 2024 | $2,859.00 (+23.66%) | $60,708 (+43.04%) Land $14,333 Building $46,375 | $173,450 (+43.04%) Land $40,950 Building $132,500 |
| 2023 | $2,312.00 (+0.35%) | $42,442 (+%) Land $11,043 Building $31,399 | $121,260 (-) Land $31,550 Building $89,710 |
| 2022 | $2,304.00 | $42,440 Land $11,040 Building $31,400 | |
| 2021 | $121,260 Land $31,550 Building $89,710 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2006–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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