39070 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 39070 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,144 sqft · built 1976
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Sep 1999)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-101-053`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-101-053`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	1,144 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	137 ft deep x 70 ft wide
Porch	Porch
Porch Area	49 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Street Address	39070 CHESTNUT RIDGE RD
City	ELYRIA
State	OH
Zip	44035-8242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT RIDGE HTS SUB 1 70.46 X 140.54
Legal Subdivision	CHESTNUT RIDGE HTS SUB 1
Legal Block	101
Legal Lot Number	31
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1012
Census Tract	71202

Owner

Source: Lorain County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	39070 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Deed Document Number	1999645128
Last Transfer Date	Aug 16, 2021
Transfer Doc	20210848195
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LORAIN OH
Recording Date	Nov 5, 2021
Property Address	39070 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242
Document Number	0000848195
Instrument Date	Aug 16, 2021
Instrument	2021-0848195
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	39070 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8242

Mortgage

Document Number	0000848196
Date	Nov 5, 2021
Instrument	2021-0848196

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (-22.65%) Homeowner's exemption	$59,250 (%) Land $13,630 Building $45,620	$169,290 (-) Land $38,950 Building $130,340
2024	$2,340.00 (+45.34%)	$59,252 (+52.98%) Land $13,633 Building $45,619	$169,290 (+52.98%) Land $38,950 Building $130,340
2023	$1,610.00 (-1.04%)	$38,731 (+%) Land $10,507 Building $28,224	$110,660 (-) Land $30,020 Building $80,640
2022	$1,627.00	$38,730 Land $10,510 Building $28,220
2021			$110,660 Land $30,020 Building $80,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2006–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20