3911 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3911 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,650 sqft · built 2023
Lot Size	0.165 acres (7,211 sqft)
Owner	Individual Name on File
Last Sale	$562,820 (Jul 2023)
Tax Bill	$2,136 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K C 036`

Property Details

APN / Parcel Number

Primary APN	`120K C 036`
Alternative APN	`0000393488`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,650 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,211 sqft (0.165 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000393488
Street Address	3911 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3087
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 102 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023
Legal Lot Number	102
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records · APN 120K C 036

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3911 INLET LOOP, CHATTANOOGA, TN 37416-3087
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 03, 2023 · Amount on Record
Deed Sale	Jul 03, 2023 · Amount on Record
Deed Document Number	2023149
Deed Book / Page	13334 / 779
Record Updated	Jun 08, 2026

July 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 03, 2023
Property Address	3911 INLET LOOP, CHATTANOOGA, TN 37416-3087
Document Number	0000000149
Book / Page	13334 / 779
Map Reference	MB 124 PG 159
Instrument Date	Jun 30, 2023
Instrument	2023070300149
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,082.43
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3911 INLET LOOP, CHATTANOOGA, TN 37416-3087

Mortgage

Document Number	0000000150
Date	Jul 03, 2023
Instrument	2023070300150

Lender

Name	MOUNTAIN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2028
Change Frequency	Monthly
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,136.00 (-5.4%)	$140,950 (+39.62%)	$563,800 (+39.62%) Land $50,000 Building $513,800
2024	$2,258.00 (+177.74%)	$100,950 (+177.53%)	$403,800 (+177.53%) Land $50,000 Building $353,800
2023	$813.00	$36,375	$145,500 Land $50,000 Building $95,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 68% of Tennessee
Wildfire Likelihood	About 1 in 917 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.