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3891 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3891 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,659 sqft · built 2023
Lot Size0.18 acres (7,856 sqft)
Owner2 Individual Names on File
Last Sale$468,845 (Jun 2023)
Tax Bill$1,922 (2025)
Deeds & MortgagesJun 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN120K C 038

Property Details

APN / Parcel Number

Primary APN120K C 038
Alternative APN
  • 0000393490

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,659 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialWood Shingle
Construction TypeWood
Lot Area7,856 sqft (0.18 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000393490
Street Address3891 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 104 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023
Legal Lot Number104
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 038

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3891 INLET LOOP, CHATTANOOGA, TN 37416-3090
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2023 · Amount on Record
Deed SaleJun 05, 2023 · Amount on Record
Deed Document Number2023119
Deed Book / Page13308 / 375
Record UpdatedJun 08, 2026

June 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 05, 2023
Property Address3891 INLET LOOP, CHATTANOOGA, TN 37416-3090
Document Number0000000119
Book / Page13308 / 375
Map ReferenceMB 124 PG 159
Instrument DateJun 02, 2023
Instrument2023060500119
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,734.73
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3891 INLET LOOP, CHATTANOOGA, TN 37416-3090

Mortgage

Document Number0000000120
DateJun 05, 2023
Instrument2023060500120
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2053

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,922.00 (-10.65%)$126,825 (+31.9%)$507,300 (+31.9%) Land $50,000 Building $457,300
2024$2,151.00$96,150$384,600 Land $50,000 Building $334,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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