Hamilton County property record for 3879 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,552 sqft · built 2023 |
| Lot Size | 0.478 acres (20,842 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,082 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 039 |
| Primary APN | 120K C 039 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,552 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 20,842 sqft (0.478 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000393491 |
|---|---|
| Street Address | 3879 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 105 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023 |
| Legal Subdivision | WATERSTONE RIDGE PHASE III |
| Legal Lot Number | 105 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 039
Assessment roll updated January 2, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3879 INLET LOOP, CHATTANOOGA, TN 37416-3090 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2023 |
| Deed Sale | Jun 20, 2023 |
| Deed Document Number | 2023186 |
| Deed Book / Page | 13322 / 704 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 20, 2023 |
| Property Address | 3879 INLET LOOP, CHATTANOOGA, TN 37416-3090 |
| Document Number | 0000000186 |
| Book / Page | 13322 / 704 |
| Map Reference | MB 124 PG 159 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023062000186 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,851.48 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3879 INLET LOOP, CHATTANOOGA, TN 37416-3090 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000187 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 2023062000187 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,082.00 (-5.23%) | $137,425 (+39.94%) | $549,700 (+39.94%) Land $50,000 Building $499,700 |
| 2024 | $2,197.00 (+122.37%) | $98,200 (+122.17%) | $392,800 (+122.17%) Land $50,000 Building $342,800 |
| 2023 | $988.00 | $44,200 | $176,800 Land $50,000 Building $126,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Moderate above 50% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Electric Power Board of Chattanooga, Tennessee | Fiber | 100,000 / 100,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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