Hamilton County property record for 3903 Inlet Loop, Chattanooga, TN 37416 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,421 sqft · built 2023 |
| Lot Size | 0.165 acres (7,211 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $494,170 (Jul 2023) |
| Tax Bill | $2,014 (2025) |
| Deeds & Mortgages | Dec 2025 Sale Jul 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 037 |
| Primary APN | 120K C 037 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,211 sqft (0.165 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000393489 |
|---|---|
| Street Address | 3903 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3087 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 103 WATERSTONE RIDGE PB 124 PG 159 OUT OF 120K A 016 FOR 2023 |
| Legal Subdivision | WATERSTONE RIDGE PHASE III |
| Legal Lot Number | 103 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 037
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 11838 BIG CANOE, BIG CANOE, GA 30143-5150 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 04, 2025 | Limited Warranty Deed, Transfer |
| Jul 03, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED COMMUNITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2023 · Amount on Record |
| Deed Sale | Jul 03, 2023 · Amount on Record |
| Deed Document Number | 2023153 |
| Deed Book / Page | 13334 / 806 |
| Prior Transfer Date | Dec 22, 2022 |
| Prior Transfer Doc | 0000000140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 04, 2025 |
| Property Address | 3903 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000131 |
| Book / Page | 14128 / 180 |
| Map Reference | MB 124 PG 159 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2025120400131 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11838 BIG CANOE, BIG CANOE, GA 30143-5150 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 03, 2023 |
| Property Address | 3903 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000153 |
| Book / Page | 13334 / 806 |
| Map Reference | MB 124 PG 159 |
| Instrument Date | Jun 30, 2023 |
| Instrument | 2023070300153 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,828.43 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3903 INLET LOOP, CHATTANOOGA, TN 37416-3087 |
| Document Number | 0000000154 |
|---|---|
| Date | Jul 03, 2023 |
| Instrument | 2023070300154 |
| Name | UNITED COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,014.00 (-5.84%) | $132,900 (+38.98%) | $531,600 (+38.98%) Land $50,000 Building $481,600 |
| 2024 | $2,139.00 (+173.88%) | $95,625 (+173.61%) | $382,500 (+173.61%) Land $50,000 Building $332,500 |
| 2023 | $781.00 | $34,950 | $139,800 Land $50,000 Building $89,800 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 50% of the US · above 68% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 917 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures