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3875 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 3875 Inlet Loop, Chattanooga, TN 37416 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,487 sqft · built 2024
Lot Size0.458 acres (19,968 sqft)
OwnerIndividual Name on File
Last Sale$444,850 (Jun 2024)
Tax Bill$1,864 (2025)
Deeds & MortgagesJun 2024 Sale & Mortgage
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN120K C 040

Property Details

APN / Parcel Number

Primary APN120K C 040
Alternative APN
  • 0000394269

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,487 sqft Building Perimeter

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area19,968 sqft (0.458 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000394269
Street Address3875 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 106 WATERSTONE RIDGE PHASE IV PB 126 PG 192 OUT OF 120K A 016 FOR 2023
Legal SubdivisionWATERSTONE RIDGE PHASE IV
Legal Phase4
Legal Lot Number106
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K C 040

Assessment roll updated January 2, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3875 INLET LOOP, CHATTANOOGA, TN 37416-3090
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA
Dec 11, 2023Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 18, 2024 · Amount on Record
Deed SaleJun 18, 2024 · Amount on Record
Deed Document Number2024130
Deed Book / Page13624 / 867
Record UpdatedJun 08, 2026

June 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJun 18, 2024
Property Address3875 INLET LOOP, CHATTANOOGA, TN 37416-3090
Document Number0000000130
Book / Page13624 / 867
Map ReferenceMB 126 PG 192
Instrument DateJun 14, 2024
Instrument2024061800130
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,645.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3875 INLET LOOP, CHATTANOOGA, TN 37416-3090

Mortgage

Document Number0000000131
DateJun 18, 2024
Instrument2024061800131
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6.5%
AdjustableAdjustable Rate Rider
Type Change DateJul 01, 2029
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
IndexSOFR Average 30-Day
Margin3
Max Rate11.5%

December 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 11, 2023
Property Address3875 INLET LOOP, CHATTANOOGA, TN 37416-3090
Document Number0000000138
Book / Page13467 / 467
Map ReferenceMB 126 PG 192
Instrument DateDec 07, 2023
Instrument2023121100138
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,864.00 (+90.01%)$123,000 (+180.34%)$492,000 (+180.34%) Land $50,000 Building $442,000
2024$981.00$43,875$175,500 Land $50,000 Building $125,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 50% of the US · above 68% of Tennessee
Wildfire LikelihoodAbout 1 in 917 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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