Kenton County property record for 3909 Gilbert Ave, Covington, KY 41015 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1913 |
| Square Footage | 1,440 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $126,000 (2019) |
| Tax Bill | $1,436.00 (2025) |
| Primary APN | 056-34-06-013.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,440 sqft Finished Area |
| Gross Area | 1,636 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Slate Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 100 ft x 37.5 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3909 GILBERT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK LOT 110 & PT LOT 111 37.5'X 100' WS GILBERT AVE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Lot Number | 110,111 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-06-013.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3909 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Dec 17, 2019 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on Record |
| Deed Sale | Dec 17, 2019 · Amount on Record |
| Prior Sale | Apr 22, 2008 · Amount on Record |
| Deed Doc Number | 201912 17 059 00145 |
| Deed Book / Page | 6832 / 92 |
| Prior Transfer Date | Jun 30, 2005 |
| Prior Transfer Doc | 0005900134 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3909 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3909 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0005900015 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 191/541 |
| Instrument | 21032905900015 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Jan 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 17, 2019 |
| Property Address | 3909 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000000145 |
| Book / Page | 0C6832 / 000092 |
| Instrument Date | Nov 25, 2019 |
| Instrument | 145 |
| Transaction Type | Transfer |
| Record Updated | Jan 07, 2020 |
| Title Company | AMERICAN HOMELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3909 GILBERT AVE COVINGTON KY 410151612, COVINGTON, KY 41015-1612 |
| Document Number | 146 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 0C6832/000096 |
| Instrument | 146 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 16, 2049 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,436.00 (-31.52%) Homeowner's exemption | $157,500 (-) Land $10,000 Building $147,500 | $157,500 (-) Land $10,000 Building $147,500 |
| 2023 | $2,097.00 | $157,500 Land $10,000 Building $147,500 | $157,500 Land $10,000 Building $147,500 |
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