Kenton County property record for 3904 Gilbert Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1922 |
| Square Footage | 1,092 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,119.00 (2025) |
| Primary APN | 056-34-07-009.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,092 sqft Finished Area |
| Gross Area | 1,248 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1922 |
|---|---|
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Block Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 100 ft x 37.5 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0563407009.00 |
|---|---|
| Street Address | 3904 GILBERT AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK 128 & S 12.5' 129 37.5'X 100' ES GILBERT AVE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Lot Number | 128,129 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-07-009.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3904 GILBERT AVE, COVINGTON, KY 41015-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 1977 |
| Deed Sale | May 01, 1977 |
| Deed Doc Number | 0000691117 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3904 GILBERT AVE, COVINGTON, KY 41015-1613 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900357 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 316/511 |
| Instrument | 21122105900357 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 01, 2027 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,119.00 (-3.62%) Homeowner's exemption | $133,600 (-) Land $10,000 Building $123,600 | $133,600 (-) Land $10,000 Building $123,600 |
| 2023 | $1,161.00 Homeowner's exemption | $133,600 Land $10,000 Building $123,600 | $133,600 Land $10,000 Building $123,600 |
3904 Gilbert Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Historic District | Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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