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3906 Gilbert Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3906 Gilbert Ave, Covington, KY 41015 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1926
Square Footage1,072 sqft Finished Area
Lot Size2,178 sqft (0.05 acres)
GarageBasement
Last Sale$100,000 (2022)
Tax Bill$1,662.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-07-008.00

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,072 sqft Finished Area
Gross Area1,184 sqft Gross Area
Stories2 Stories

Exterior

Year BuiltBuilt 1926
Effective Year BuiltEffective 1926
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area2,178 sqft (0.05 acres)
Depth X Width100 ft x 17 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address3906 GILBERT AVE
CityCOVINGTON
StateKY
Zip41015-1613
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK N 17' 127 & PT 126 17' ES GILBERT
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number126,12
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1013
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-07-008.00

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9146 PAMPAS CT, COVINGTON, KY 41015-4213
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BANK NA
Sep 08, 2022Warranty Deed, Transfer · Conventional Mortgage
FIFTH THIRD BANK NA
Nov 29, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FIFTH THIRD MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2022 · Amount on Record
Deed SaleSep 08, 2022 · Amount on Record
Prior SaleNov 29, 2017 · Amount on Record
Deed Doc Number202243
Deed Book / Page188 / 776
Prior Transfer DateApr 13, 2004
Prior Transfer Doc0C21290264
Record RefreshedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address3906 GILBERT AVE, COVINGTON, KY 41015-1613
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900048
DateSep 30, 2022
Book Page410/964
Instrument22093005900048
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45262
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 08, 2022
Property Address3906 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0005900043
Book / Page188 / 776
Instrument DateSep 02, 2022
Instrument22090805900043
Transaction TypeTransfer
Record UpdatedSep 21, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4137 CHAMBERS ST, 4137, CINCINNATI, OH 45223-2152

Transferred To (Grantee/Buyer)

NameVerified Name
Address9146 PAMPAS CT, COVINGTON, KY 41015-4213

Mortgage

Document Number0005900044
DateSep 08, 2022
Book Page405/99
Instrument22090805900044
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45227
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2052

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateNov 29, 2017
Property Address3906 GILBERT AVE, COVINGTON, KY 41015-1613
Document Number0000000106
Book / Page0C6303 / 000308
Instrument DateNov 27, 2017
Instrument106
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyAMC SETTLEMENT SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$89.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 GILBERT AVE COVINGTON KY 410151613, COVINGTON, KY 41015-1613

Mortgage

Document Number107
DateNov 29, 2017
Book Page0C6303/000311
Instrument107
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45227
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 28, 2047

Mortgage

Document Number108,
DateNov 29, 2017
Book Page0C6303/000327
Instrument108
Lender
NameFIFTH THIRD MTG
TypeMortgage Company
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term120 Months
DueNov 28, 2027

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,662.00 (-0.54%)$125,500 (-) Land $10,000 Building $115,500$125,500 (-) Land $10,000 Building $115,500
2023$1,671.00$125,500 Land $10,000 Building $115,500$125,500 Land $10,000 Building $115,500

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