Kenton County property record for 3907 Gilbert Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1913 |
| Square Footage | 1,188 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $139,000 (2018) |
| Tax Bill | $1,270.00 (2025) |
| Primary APN | 056-34-06-012.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,188 sqft Finished Area |
| Stories | 2 Stories |
| Year Built | Built 1913 |
|---|---|
| Exterior Material | Combination Exterior |
| Foundation Type | Stone Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 100 ft x 37.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0563406012.00 |
|---|---|
| Street Address | 3907 GILBERT AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK LOT 109 & S 12.5' 108 37.5'X 100' WS GILBERT AVE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Lot Number | 109,108 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-06-012.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3907 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 06, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage POLARIS HM FNDG |
| Nov 01, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) POLARIS HM FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 01, 2018 · Amount on Record |
| Deed Sale | Nov 01, 2018 · Amount on Record |
| Prior Sale | Mar 23, 2004 |
| Deed Doc Number | 0006536346 |
| Deed Book / Page | 6536 / 346 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3907 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000000107 |
| Instrument Date | Feb 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3907 GILBERT AVE COVINGTON KY 410151612, COVINGTON, KY 41015-1612 |
| Document Number | 0000000107 |
|---|---|
| Date | Feb 13, 2020 |
| Book Page | 000M11/000573 |
| Instrument | 107 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 01, 2018 |
| Property Address | 3907 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000000151 |
| Book / Page | 0C6536 / 000346 |
| Instrument Date | Oct 30, 2018 |
| Instrument | 151 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3907 GILBERT AVE COVINGTON KY 410151612, COVINGTON, KY 41015-1612 |
| Document Number | 152 |
|---|---|
| Date | Nov 01, 2018 |
| Book Page | 0C6536/000349 |
| Instrument | 152 |
| Name | POLARIS HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | GRANDVILLE, MI 49418 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 31, 2048 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,270.00 (-3.27%) Homeowner's exemption | $145,000 (-) Land $10,000 Building $135,000 | $145,000 (-) Land $10,000 Building $135,000 |
| 2023 | $1,313.00 Homeowner's exemption | $145,000 Land $10,000 Building $135,000 | $145,000 Land $10,000 Building $135,000 |
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