Kenton County property record for 3905 Gilbert Ave, Covington, KY 41015 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1909 |
| Square Footage | 1,200 sqft Finished Area |
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2005) |
| Tax Bill | $1,947.00 (2025) |
| Primary APN | 056-34-06-011.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,200 sqft Finished Area |
| Gross Area | 1,400 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 3,750 sqft (0.086 acres) |
| Depth X Width | 100 ft x 37.5 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 3905 GILBERT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1612 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTH DINMORE PARK LOT 107 & N 1/2 108 37.5'X 100' WS GILBERT AVE |
| Legal Subdivision | SOUTH DINMORE PARK |
| Legal Lot Number | 107,108 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-34-06-011.00
Assessment roll updated December 2, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3905 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CINFED FEDERAL CREDIT UNION |
| Feb 02, 2018 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Dec 12, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 25, 2005 · Amount on Record |
| Deed Sale | Jul 25, 2005 · Amount on Record |
| Prior Sale | Mar 24, 1999 · Amount on Record |
| Deed Doc Number | 200507 25 059 00199 |
| Deed Book / Page | 2683 / 208 |
| Last Transfer Date | Dec 05, 2017 |
| Transfer Doc | 0005900043 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 13, 2026 |
| Property Address | 3905 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000007010 |
| Book / Page | 412 / 167 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20267010 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3905 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000007010, |
|---|---|
| Date | Apr 13, 2026 |
| Book Page | 412/167 |
| Instrument | 20267010 |
| Name | CINFED FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 14, 2031 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3905 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000000125 |
| Instrument Date | Feb 02, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3905 GILBERT AVE COVINGTON KY 410151612, COVINGTON, KY 41015-1612 |
| Document Number | 0000000125 |
|---|---|
| Date | Feb 19, 2018 |
| Book Page | ORC635/000192 |
| Instrument | 125 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 18, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 12, 2017 |
| Property Address | 3905 GILBERT AVE, COVINGTON, KY 41015-1612 |
| Document Number | 0000000043 |
| Book / Page | 0C6314 / 000175 |
| Instrument Date | Dec 05, 2017 |
| Instrument | 43 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3905 GILBERT AVE COVINGTON KY 410151612, COVINGTON, KY 41015-1612 |
| Document Number | 44 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 0C6314/000178 |
| Instrument | 44 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 11, 2032 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,947.00 (-0.56%) | $147,000 (-) Land $10,000 Building $137,000 | $147,000 (-) Land $10,000 Building $137,000 |
| 2023 | $1,958.00 | $147,000 Land $10,000 Building $137,000 | $147,000 Land $10,000 Building $137,000 |
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