Ashtabula County property record for 3907 Atlantic Ave, Ashtabula, OH 44004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,214 sqft · built 1946 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,900 (Jan 2018) |
| Tax Bill | $4,753 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-023-10-090-00 |
| Primary APN | 48-023-10-090-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,214 sqft Living Area |
| 1st Floor Area | 780 sqft |
| Upper Floors Area | 181 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 15,682 sqft (0.36 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Terrain | Low |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Canopy | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 3907 ATLANTIC AVE |
|---|---|
| City | ASHTABULA |
| State | OH |
| Zip | 44004-2107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 82 & 83 COUNTRY CLUB ESTATE NO 1 |
| Legal Subdivision | COUNTRY CLUB EST |
| Legal Lot Number | 82 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | SAYBROOK |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 603 |
3907 Atlantic Ave is owned and occupied by two individuals who bought it in January 2018.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3907 ATLANTIC AVE, ASHTABULA, OH 44004-2107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2020 | Deed of Trust, Mortgage · Commercial Mortgage THE ANDOVER BANK |
| Jan 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 3, 2017 | Warranty Deed, Transfer · FHA Mortgage HOWARD HENNA MORTGAGE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2018 · Amount on File |
| Deed Sale | Jan 31, 2018 · Amount on File |
| Prior Sale | Apr 3, 2017 · Amount on File |
| Deed Document Number | 20181064 |
| Deed Book / Page | 653 / 389 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 3907 ATLANTIC AVE, ASHTABULA, OH 44004-2107 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE PROFESSIONALS GROUP LT |
| Name | Verified Name |
|---|
| Document Number | 0000010395 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 720/2378 |
| Instrument | 202000010395 |
| Name | THE ANDOVER BANK |
|---|---|
| Type | Bank |
| Address | ASHTABULA, OH 44005 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jan 31, 2018 |
| Property Address | 3907 ATLANTIC AVE, ASHTABULA, OH 44004-2107 |
| Document Number | 0000001064 |
| Book / Page | 653 / 0389 |
| Map Reference | VOL 384 PG 464 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 201800001064 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | VENTURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1 CORPORATE DR 360, 360, LIBERTYVILLE, IL 60048 |
| Document Number | 0000001065 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 201800001065 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 3, 2017 |
| Property Address | 3907 ATLANTIC AVE, ASHTABULA, OH 44004-2107 |
| Document Number | 0000003176 |
| Book / Page | 633 / 0307 |
| Map Reference | VOL 384 PG 463 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 201700003176 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3907 ATLANTIC AVE, ASHTABULA, OH 44004-2107 |
| Document Number | 201500003177 |
|---|---|
| Date | Apr 3, 2017 |
| Instrument | 201500003177 |
| Name | HOWARD HENNA MORTGAGE SERVICES |
|---|---|
| Type | Non-Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 3907 Atlantic Ave was $4,753.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Saybrook Township |
| Unified School District | Ashtabula Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,753.00 | $56,780 Land $10,610 Building $46,170 | $162,200 Land $30,300 Building $131,900 |
| 2023 | $2,681.00 (+18.31%) Homeowner's exemption | $56,780 (+38.05%) Land $10,610 Building $46,170 | $162,200 Land $30,300 Building $131,900 |
| 2022 | $2,266.00 Homeowner's exemption | $41,130 Land $8,160 Building $32,970 | |
| 2020 | $117,500 Land $23,300 Building $94,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3907 Atlantic Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3907 Atlantic Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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