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3985 Atlantic Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3985 Atlantic Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,232 sqft · built 1991
Lot Size0.346 acres (15,072 sqft)
OwnerIndividual Name on Record
Last Sale$224,900 (Mar 2025)
Tax Bill$4,755 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Jul 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-023-10-088-00

Property Details

APN / Parcel Number

Primary APN48-023-10-088-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,760 sqft
1st Floor Area1,232 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area15,072 sqft (0.346 acres)
Lot Dimensions140 ft deep x 93 ft wide
TerrainLow
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area120 sqft
Deck Area96 sqft
Patio Area96 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3985 ATLANTIC AVE
CityASHTABULA
StateOH
Zip44004-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description74 & 75 COUNTRY CLUB ESTATES NO 2
Legal SubdivisionCOUNTRY CLUB ESTATES
Legal Lot Number75,74
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group2
Census Block2002
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Warranty Deed, Transfer · FHA Mortgage
UNION HOME MORTGAGE CORP
Jul 17, 2019Deed of Trust, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Sep 17, 2019Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY
Jul 17, 2019Correction Deed
CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2025 · Amount on Record
Deed SaleMar 26, 2025 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number20252551
Deed Book / Page839 / 1124
Prior Transfer DateDec 5, 2024
Prior Transfer Doc0000000021
Record UpdatedSep 20, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateJun 11, 2021
Property Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107
Document Number0000007091
Book / Page741 / 1955
Map ReferenceVOL 9 PG 31&32
Instrument DateJun 10, 2021
Instrument202100007091
Transaction TypeTransfer
Record UpdatedDec 23, 2021
Title CompanyTITLE PROFESSIONALS, TITLE PROFESSIONALS GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107

Mortgage

Document Number0007411958
DateJun 11, 2021
Instrument741/1958
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

July 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107
Document Number0000006709
Instrument DateJul 17, 2019
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3985 ATLANTIC AVE ASHTABULA OH 440042107, ASHTABULA, OH 44004-2107

Mortgage

Document Number0000006709
DateJul 17, 2019
Book Page000687/000454
Instrument6709
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 16, 2049

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionASHTABULA OH
Recording DateSep 17, 2019
Property Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107
Document Number0000006708
Book / Page000687 / 000446
Instrument DateJul 12, 2019
Instrument6708
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$528.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 ATLANTIC AVE ASHTABULA OH 440042107, ASHTABULA, OH 44004-2107

July 2019: Correction Deed

Document TypeCorrection Deed
JurisdictionASHTABULA OH
Recording DateJul 17, 2019
Property Address3985 ATLANTIC AVE, ASHTABULA, OH 44004-2107
Document Number0000006706
Book / Page000687 / 000439
Instrument DateNov 9, 2009
Instrument6706
Record UpdatedJan 10, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3985 ATLANTIC AVE ASHTABULA OH 440042107, ASHTABULA, OH 44004-2107

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,755.00 (+74.56%)$56,810 (-) Land $9,910 Building $46,900$162,300 (-) Land $28,300 Building $134,000
2024$2,724.00 (-0.62%)$56,810 (-) Land $9,910 Building $46,900
2023$2,741.00 (+18.45%)$56,810 (+38.12%) Land $9,910 Building $46,900$162,300 (+38.13%) Land $28,300 Building $134,000
2022$2,314.00$41,130 Land $7,630 Building $33,500
2020$117,500 Land $21,800 Building $95,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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