3906 Atlantic Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3906 Atlantic Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,884 sqft · built 1992
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Aug 2025)
Tax Bill$5,397 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN48-039-10-127-00

Property Details

APN / Parcel Number

Primary APN48-039-10-127-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,884 sqft Living Area
Gross Area2,412 sqft
1st Floor Area1,884 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions140 ft deep x 110 ft wide
TerrainLow
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area132 sqft
Deck Area192 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3906 ATLANTIC AVE
CityASHTABULA
StateOH
Zip44004-2108
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23 CROFOOT NO 2
Legal SubdivisionCROFOOT
Legal Lot Number23
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group2
Census Block2006
Census Tract603

Owner

Source: Ashtabula County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3906 ATLANTIC AVE, ASHTABULA, OH 44004-2108
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 12, 2025 · Amount on Record
Deed SaleAug 12, 2025 · Amount on Record
Prior SaleNov 26, 1996 · Amount on Record
Deed Document Number20257485
Deed Book / Page850 / 338
Prior Transfer DateJul 30, 2014
Prior Transfer Doc0000007240
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Recording DateAug 11, 2026
Property Address3906 ATLANTIC AVE, ASHTABULA, OH 44004-2108
Document Number0000007548
Book / Page877 / 2122
Instrument DateAug 7, 2026
Instrument20267548
Transaction TypeMortgage
Record UpdatedAug 20, 2026
Title CompanyCUNA MUTUAL GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address3906 ATLANTIC AVE, ASHTABULA, OH 44004-2108

Mortgage

Document Number0000007548,
DateAug 11, 2026
Book Page877/2122
Instrument20267548
Lender
NameCOMMUNITY FIRST CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.49%
Max Rate-1%

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,397.00 (+106.62%)$64,480 (-) Land $13,830 Building $50,650$184,200 (-) Land $39,500 Building $144,700
2023$2,612.00 (+16.09%) Homeowner's exemption$64,480 (+3%) Land $13,830 Building $50,650$184,200 (+29.99%) Land $39,500 Building $144,700
2022$2,250.00 Homeowner's exemption$49,600 Land $10,640 Building $38,960
2020$141,700 Land $30,400 Building $111,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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