4092 Atlantic Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 4092 Atlantic Ave, Ashtabula, OH 44004

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,508 sqft · built 1990
Lot Size0.369 acres (16,074 sqft)
Owner2 Individual Names on Record
Last Sale$160,000 (Jun 2020)
Tax Bill$6,146 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN48-039-10-129-00

Property Details

APN / Parcel Number

Primary APN48-039-10-129-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,508 sqft Living Area
Gross Area2,132 sqft
1st Floor Area1,508 sqft
AtticAttic
Attic Area160 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area16,074 sqft (0.369 acres)
Lot Dimensions140 ft deep x 115 ft wide
TerrainLow
View / LotNeighborhood / Spot
Garage TypeAttached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area138 sqft
Deck Area168 sqft
Patio Area160 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address4092 ATLANTIC AVE
CityASHTABULA
StateOH
Zip44004-2110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2 GREENBRIAR
Legal SubdivisionSAYBROOK
Legal Lot Number8
JurisdictionASHTABULA OH
Township / Civil DivisionSAYBROOK
Census Block Group2
Census Block2006
Census Tract603

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4092 ATLANTIC AVE, ASHTABULA, OH 44004-2110
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 23, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jun 15, 2020Warranty Deed, Transfer
FRANKLIN BLAIR TITLE AGENCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2020 · Amount on Record
Deed SaleJun 15, 2020 · Amount on Record
Prior SaleAug 23, 2019 · Amount on Record
Deed Document Number20205485
Deed Book / Page710 / 2460
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address4092 ATLANTIC AVE, ASHTABULA, OH 44004-2110
Transaction TypeMortgage
Record UpdatedJul 27, 2022
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015800
DateDec 21, 2021
Book Page759/1846
Instrument202100015800
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateAug 23, 2019
Property Address4092 ATLANTIC AVE, ASHTABULA, OH 44004-2110
Document Number0000008181
Book / Page000690 / 000011
Instrument DateAug 21, 2019
Instrument8181
Transaction TypeTransfer
Record UpdatedOct 9, 2019
Title CompanyFRANKLIN BLAIR TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$640.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4092 ATLANTIC AVE ASHTABULA OH 440042110, ASHTABULA, OH 44004-2110

Mortgage

Document Number8182
DateAug 23, 2019
Book Page000690/000013
Instrument8182
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 22, 2049

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHTABULA OH
Recording DateJun 15, 2020
Property Address4092 ATLANTIC AVE, ASHTABULA, OH 44004-2110
Document Number0000004462
Book / Page000710 / 002460
Instrument DateAug 21, 2019
Instrument4462
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyFRANKLIN BLAIR TITLE AGENCY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4092 ATLANTIC AVE ASHTABULA OH 440042110, ASHTABULA, OH 44004-2110

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionSaybrook Township
Unified School DistrictAshtabula Area City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,146.00 (+78.51%)$73,430 (-) Land $13,720 Building $59,710$209,800 (-) Land $39,200 Building $170,600
2023$3,443.00 (+11.75%) Homeowner's exemption$73,430 (+30.06%) Land $13,720 Building $59,710$209,800 (+30.07%) Land $39,200 Building $170,600
2022$3,081.00 Homeowner's exemption$56,460 Land $10,540 Building $45,920
2020$161,300 Land $30,100 Building $131,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2002)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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