3800 Atlantic Ave, Ashtabula, OH 44004 Property Records

Ashtabula County property record for 3800 Atlantic Ave, Ashtabula, OH 44004

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,427 sqft · built 1991
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2024)
Tax Bill	$5,968 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-039-10-020-00`

Property Details

APN / Parcel Number

Primary APN	`48-039-10-020-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,427 sqft Living Area
Gross Area	2,955 sqft
1st Floor Area	2,163 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Terrain	Low
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	3800 ATLANTIC AVE
City	ASHTABULA
State	OH
Zip	44004-2276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 CROFOOT NO 2
Legal Subdivision	CROFOOT
Legal Lot Number	20
Jurisdiction	ASHTABULA OH
Township / Civil Division	SAYBROOK
Census Block Group	3
Census Block	3017
Census Tract	603

Owner

Source: Ashtabula County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5050 KINGSLEY DR, CINCINNATI, OH 45227-1115
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 2, 2020	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Mar 2, 2020 · Amount on Record
Deed Document Number	20244693
Deed Book / Page	819 / 2423
Prior Transfer Date	Feb 18, 2010
Prior Transfer Doc	0000001457
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Recording Date	Aug 21, 2026
Property Address	3800 ATLANTIC AVE, ASHTABULA, OH 44004-2276
Document Number	0000007943
Book / Page	878 / 1518
Instrument Date	Aug 7, 2026
Instrument	20267943
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 ATLANTIC AVE, ASHTABULA, OH 44004-2276

Mortgage

Document Number	0000007943,
Date	Aug 21, 2026
Book Page	878/1518
Instrument	20267943

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Mar 2, 2020
Property Address	3800 ATLANTIC AVE, ASHTABULA, OH 44004-2276
Document Number	0000002014
Book / Page	703 / 1295
Map Reference	VOL 11 PG 26
Instrument Date	Feb 26, 2020
Instrument	202000002014
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3800 ATLANTIC AVE, ASHTABULA, OH 44004-2276

Mortgage

Document Number	0007031296
Date	Mar 2, 2020
Instrument	703/1296

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Mar 2, 2053

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Saybrook Township
Unified School District	Ashtabula Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,968.00 (+78.36%)	$71,300 (-) Land $13,230 Building $58,070	$203,700 (-) Land $37,800 Building $165,900
2023	$3,346.00 (+11.68%) Homeowner's exemption	$71,300 (+29.99%) Land $13,230 Building $58,070	$203,700 (+29.99%) Land $37,800 Building $165,900
2022	$2,996.00 Homeowner's exemption	$54,850 Land $10,190 Building $44,660
2020			$156,700 Land $29,100 Building $127,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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