3903 Eagle Way, Prospect, KY 40059 Property Records

Oldham County property record for 3903 Eagle Way, Prospect, KY 40059 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1989
Square Footage4,109 sqft Living Area
Lot Size100,187 sqft (2.3 acres)
OccupancyOwner Occupied
Last Sale$567,000 (2017)
Tax Bill$7,924.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-00-6
Alternative APN
  • 57677

Interior

Bedrooms5 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area4,109 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces2 Fireplaces

Exterior

Year BuiltBuilt 1989
Exterior MaterialBrick Veneer Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof MaterialComposition Shingle Roof
Lot Area100,187 sqft (2.3 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Account Number57677
Street Address3903 EAGLE WAY
CityPROSPECT
StateKY
Zip40059-9500
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 2.3AC
Legal Lot Number6
JurisdictionOLDHAM KY
Minor Civil DivisionPEWEE VALLEY
Census Blockgroup1
Census Block1013
Census Tract30701

Owner

Source: Oldham County records · APN 06-23-00-6

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3903 EAGLE WAY, PROSPECT, KY 40059-9500
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2017Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Feb 20, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
STEARNS LENDING LLC
Jul 24, 2018Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORP
Jul 26, 2017Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Deed Doc Number527598
Deed Book / PageD1167 / 047
Record RefreshedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3903 EAGLE WAY, PROSPECT, KY 40059-9500
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2245/781
DateJan 18, 2017
Book PageM2245/781
Instrument520161
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term444 Months
DueJan 06, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3903 EAGLE WAY, PROSPECT, KY 40059-9500
Transaction TypeMortgage
Record UpdatedFeb 28, 2019
Title CompanyFIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2336/0784
DateFeb 20, 2019
Book PageM2336/0784
Instrument548836
Lender
NameSTEARNS LENDING LLC
TypeFunding / Finance Company
AddressSANTA ANA, CA 92707
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address3903 EAGLE WAY, PROSPECT, KY 40059-9500
Transaction TypeMortgage
Record UpdatedAug 08, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2314/0342
DateJul 24, 2018
Book PageM2314/0342
Instrument541498
Lender
NameCITADEL SERVICING CORP
TypeNon-Lending Institution
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

July 2017: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateJul 26, 2017
Property Address3903 EAGLE WAY, PROSPECT, KY 40059-9500
Document NumberD1167/047
Book / PageD1167 / 047
Map ReferenceMB4 PG38
Instrument DateJul 20, 2017
Instrument527598
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3903 EAGIC WAY, 3903, PROSPECT, KY 40059

Transferred To (Grantee/Buyer)

NameVerified Name
Address3903 EAGLE WAY, PROSPECT, KY 40059-9500

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,924.00 (+11.87%)$640,000 (+12.87%) Land $160,000 Building $480,000$640,000 (+12.87%) Land $160,000 Building $480,000
2023$7,083.00$567,000 Land $150,000 Building $417,000$567,000 Land $150,000 Building $417,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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