3909 Eagle Way, Prospect, KY 40059 Property Records

Oldham County property record for 3909 Eagle Way, Prospect, KY 40059 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1989
Square Footage	2,739 sqft Living Area
Lot Size	91,476 sqft (2.1 acres)
Garage	Attached, 568 sqft
Occupancy	Owner Occupied
Tax Bill	$7,443.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-00-3`
Alternative APN	`48288`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,739 sqft Living Area
Basement Area	1,816 sqft Basement
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	91,476 sqft (2.1 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	568 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	48288
Street Address	3909 EAGLE WAY
City	PROSPECT
State	KY
Zip	40059-9500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & 2.1AC
Legal Subdivision	COVERED BRIDGE CROSSINGS
Legal Lot Number	3
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	1
Census Block	1018
Census Tract	30701

Owner

Source: Oldham County records · APN 06-23-00-3

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3909 EAGLE WAY, PROSPECT, KY 40059-9500
Occupancy	Owner Occupied
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 27, 2012
Transfer Doc	D1044/199
Record Refreshed	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	3909 EAGLE WAY, PROSPECT, KY 40059-9500
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2467/24
Date	Nov 17, 2020
Book Page	M2467/24
Instrument	606002

Lender

Name	PNC BANK NA
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Closed End Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,443.00 (+25.62%) Homeowner's exemption	$650,000 (+25%) Land $150,000 Building $500,000	$650,000 (+25%) Land $150,000 Building $500,000
2023	$5,925.00 Homeowner's exemption	$520,000 Land $150,000 Building $370,000	$520,000 Land $150,000 Building $370,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 8% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.