3901 Eagle Way, Prospect, KY 40059 Property Records

Oldham County property record for 3901 Eagle Way, Prospect, KY 40059 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 1990
Square Footage	4,061 sqft Living Area
Lot Size	152,460 sqft (3.5 acres)
Occupancy	Owner Occupied
Last Sale	$1,275,000 (2026)
Tax Bill	$8,612.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-23-00-7`
Alternative APN	`9653`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	9 Rooms
Building Area	4,061 sqft Living Area
Basement Area	1,385 sqft Basement
Family Room	Family Room
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	152,460 sqft (3.5 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	568 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	9653
Street Address	3901 EAGLE WAY
City	PROSPECT
State	KY
Zip	40059-9500
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HOUSE & 3.5AC
Legal Subdivision	COVERED BRIDGE CROSSINGS
Legal Lot Number	7
Jurisdiction	OLDHAM KY
Minor Civil Division	PEWEE VALLEY
Census Blockgroup	1
Census Block	1013
Census Tract	30701

Owner

Source: Oldham County records · APN 06-23-00-7

Assessment roll updated December 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3901 EAGLE WAY, PROSPECT, KY 40059-9500
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Deed Doc Number	2026871055
Deed Book / Page	1446 / 226
Record Refreshed	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	OLDHAM KY
Recording Date	Jul 02, 2026
Property Address	3901 EAGLE WAY, PROSPECT, KY 40059-9500
Document Number	0000871055
Book / Page	1446 / 226
Instrument Date	Jun 30, 2026
Instrument	2026871055
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	LIMESTONE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$128,775.00
Amount Accuracy	Calculated from Tax (Full/Partial Unknown)
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 EAGLE WAY, PROSPECT, KY 40059-9500

Mortgage

Document Number	0000871058,
Date	Jul 02, 2026
Instrument	2026871058

Lender

Name	NORTHPOINTE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,612.00 (+9.75%) Homeowner's exemption	$745,000 (+10.37%) Land $200,000 Building $545,000	$745,000 (+10.37%) Land $200,000 Building $545,000
2023	$7,847.00 Homeowner's exemption	$675,000 Land $175,000 Building $500,000	$675,000 Land $175,000 Building $500,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.