Oldham County property record for 3908 Eagle Way, Prospect, KY 40059 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 5,792 sqft Living Area |
| Lot Size | 95,832 sqft (2.2 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,240,000 (2026) |
| Tax Bill | $14,138.00 (2025) |
| Primary APN | 06-23-00-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 5,792 sqft Living Area |
| Basement Area | 1,535 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 95,832 sqft (2.2 acres) |
| Driveway | Driveway Asphalt |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 1,000 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 73818 |
|---|---|
| Street Address | 3908 EAGLE WAY |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9518 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE, IG POOL & 2.2AC |
| Legal Subdivision | COVERED BRIDGE CROSSINGS |
| Legal Lot Number | 12 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | PEWEE VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1013 |
| Census Tract | 30701 |
Source: Oldham County records · APN 06-23-00-12
Assessment roll updated December 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 26, 2023 | Deed of Trust, Mortgage · Line of Credit PLANTERS BANK |
| Mar 08, 2006 | Deed of Trust, Mortgage PNC BANK NA |
| Jan 05, 2026 | Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK |
| Nov 01, 2024 | Warranty Deed, Transfer |
| Feb 01, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) FIFTH THIRD MORTGAGE CO |
| Aug 17, 2012 | Deed, Transfer BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 05, 2026 · Amount on Record |
| Deed Sale | Jan 05, 2026 · Amount on Record |
| Prior Sale | Nov 01, 2024 · Amount on Record |
| Deed Doc Number | 2026842971 |
| Deed Book / Page | 1430 / 489 |
| Prior Transfer Date | Jan 30, 2017 |
| Prior Transfer Doc | 0A1153/324 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 339 N ABBEY WAY, HOPKINSVILLE, KY 42240-9441 |
| Document Number | 0M2625/904 |
|---|---|
| Date | May 26, 2023 |
| Book Page | M2625/904 |
| Instrument | 729971 |
| Name | PLANTERS BANK |
|---|---|
| Type | Bank |
| Address | HOPKINSVILLE, KY 42241 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 19, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1515/428 |
|---|---|
| Date | Mar 08, 2006 |
| Book Page | M1515/428 |
| Instrument | 346103 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Amount | Amount Recorded |
|---|---|
| Term | 323 Months |
| Due | Feb 03, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jan 05, 2026 |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 0D1430/489 |
| Book / Page | D1430 / 489 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 842971 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,240.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 833 HINES RD, MORELAND, GA 30259-2951 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 0000842972 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 842972 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Nov 01, 2024 |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 00D1396/49 |
| Book / Page | D1396 / 49 |
| Map Reference | MB 4 PG 38 |
| Instrument Date | Oct 31, 2024 |
| Instrument | 785874 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 339 N ABBEY WAY, HOPKINSVILLE, KY 42240-9441 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 01, 2017 |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 0A1153/324 |
| Book / Page | A1153 / 324 |
| Map Reference | MB4 PG38 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 520735 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8005 THREE SPRINGS CT, PROSPECT, KY 40059-9284 |
| Name | Verified Name |
|---|---|
| Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Investor | Possibly a Property Investor |
| Document Number | 0000520736 |
|---|---|
| Date | Feb 01, 2017 |
| Instrument | 520736 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Type Change Date | Feb 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.99% |
| Index | 1-Year LIBOR |
| Max Rate | 7.99% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 17, 2012 |
| Property Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 0D1031/504 |
| Book / Page | D1031 / 504 |
| Map Reference | MB4 PG38 |
| Instrument Date | Aug 14, 2012 |
| Instrument | 453606 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Name | Verified Name |
|---|---|
| Address | 3908 EAGLE WAY, PROSPECT, KY 40059-9518 |
| Document Number | 0000453607 |
|---|---|
| Date | Aug 17, 2012 |
| Instrument | 453607 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,138.00 (+38.55%) | $1,145,000 (+32.37%) Land $150,000 Building $995,000 | $1,145,000 (+32.37%) Land $150,000 Building $995,000 |
| 2023 | $10,204.00 Homeowner's exemption | $865,000 Land $150,000 Building $715,000 | $865,000 Land $150,000 Building $715,000 |
Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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