3907 Eagle Way, Prospect, KY 40059 Property Records

Oldham County property record for 3907 Eagle Way, Prospect, KY 40059 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2000
Square Footage2,940 sqft Living Area
Lot Size104,544 sqft (2.4 acres)
OccupancyOwner Occupied
Last Sale$850,000 (2024)
Tax Bill$10,508.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-00-4
Alternative APNs
  • 30008
  • 72551

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,940 sqft Living Area
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area104,544 sqft (2.4 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area568 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number72551
Street Address3907 EAGLE WAY
CityPROSPECT
StateKY
Zip40059-9500
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & 2.4AC
Legal SubdivisionCOVERED BRIDGE CROSSINGS
Legal Lot Number4
JurisdictionOLDHAM KY
Minor Civil DivisionPEWEE VALLEY
Census Blockgroup1
Census Block1018
Census Tract30701

Owner

Source: Oldham County records · APN 06-23-00-4

Assessment roll updated December 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3907 EAGLE WAY, PROSPECT, KY 40059-9500
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 25, 2024Warranty Deed, Transfer · Conventional Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Deed Doc Number2024758591
Deed Book / Page1378 / 518
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Recording DateApr 16, 2026
Property Address3907 EAGLE WAY, PROSPECT, KY 40059-9500
Document Number0000858150
Book / Page2739 / 1000
Instrument DateOct 15, 2025
Instrument2026858150
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship286
Address3907 EAGLE WAY, PROSPECT, KY 40059-9500

Mortgage

Document Number0000858150,
DateApr 16, 2026
Book Page2739/1000
Instrument2026858150
Lender
NameNATIONSTAR MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term175 Months
DueNov 01, 2040
Interest
Rate TypeFixed Rate
Rate6.26%
Initial TypeFixed Rate
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateMar 25, 2024
Property Address3907 EAGLE WAY, PROSPECT, KY 40059-9500
Document Number0D1378/518
Book / PageD1378 / 518
Map ReferenceMB 4 PG 38
Instrument DateMar 18, 2024
Instrument758591
Transaction TypeTransfer
Record UpdatedApr 05, 2024
Title CompanyNOT AVAILABLE, BRICK & MORTAR TITLE CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$850.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address17005 VISTA LAKE CT, LOUISVILLE, KY 40245-5385

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address3907 EAGLE WAY, PROSPECT, KY 40059-9500

Mortgage

Document Number0000758592
DateMar 25, 2024
Instrument758592
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,508.00 (+60.55%)$850,000 (+49.12%) Land $160,000 Building $690,000$850,000 (+49.12%) Land $160,000 Building $690,000
2023$6,545.00 Homeowner's exemption$570,000 Land $150,000 Building $420,000$570,000 Land $150,000 Building $420,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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