355 SW Harbor St, Stuart, FL 34997 Property Records

Martin County property record for 355 SW Harbor St, Stuart, FL 34997

Property Summary

Property TypeRecreational Vacant Land
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Oct 2025)
Tax Bill$1,610 (2024)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55-38-41-007-000-0027.0-4-0000

Property Details

APN / Parcel Number

Primary APN55-38-41-007-000-0027.0-4-0000
Alternative APNs
  • 55-38-41-007-000-00270-4
  • 44404

Exterior

Lot Area8,015 sqft (0.184 acres)
View / LotInterior

Location & Zoning

Street Address355 SW HARBOR ST
CitySTUART
StateFL
Zip34997-6224
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Local Zoning CodeHR1
Legal DescriptionHARBOR ESTATES SEC 2 E1/2 OF LOT 27
Legal Range41E
Legal Township38S
Legal Section55
Legal SubdivisionHARBOR ESTATES
Legal Block1
Legal Lot Number27
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1000
Census Tract1103

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address355 SW HARBOR ST, STUART, FL 34997-6224
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Deed Document Number20253151013
Deed Book / Page3526 / 1017
Prior Transfer DateAug 8, 2024
Prior Transfer Doc0034522683
Record UpdatedSep 20, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 9, 2025
Property Address355 SW HARBOR ST, STUART, FL 34997-6224
Document Number0035261017
Book / Page3526 / 1017
Map ReferenceMB 3 PG 65
Instrument DateSep 4, 2025
Instrument3151013
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address330 SW HARBOR ST, STUART, FL 34997-6223

Transferred To (Grantee/Buyer)

NameVerified Name
Address355 SW HARBOR ST, STUART, FL 34997-6224

Mortgage

Document Number0035261019
DateOct 9, 2025
Instrument3526/1019
Lender
NameMARIA EUGENIA LUCAS ETAL
TypePrivate Party
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$72,472 (+1%)$157,500 (-) Land $157,500
2024$1,610.00 (+1.9%)$65,884 (+1%)$157,500 (-) Land $157,500
2023$1,580.00 (+18.26%)$59,895 (+1%)$157,500 (+25%) Land $157,500
2022$1,336.00$54,450$126,000 Land $126,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 186 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies218 units insured
incl. 32 condo units
Nearby Flood Claims170 (1979–2025)
Claims Outside the SFHA25 of 170
Most Recent ClaimOct 2025 · other causes
Claims by Event
  • Hurricane Frances, Sep 2004 · 75 claims
  • Hurricane Irene, Oct 1999 · 18 claims
  • Severe Flooding, Oct 1995 · 47 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

Nearby Properties on SW Harbor St

Nearby Streets

Search Property Records by Address or Parcel Number