1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. River Ranch Way

390 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 390 River Ranch Way, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,364 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Last Sale$600,000 (2018)
Tax Bill$7,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-741-13-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,364 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area5,001 sqft (0.115 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address390 RIVER RANCH WAY
CityOCEANSIDE
StateCA
Zip92057-6527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 25 TR 014294
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014294
Legal Block2
Legal Lot Number25
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2004
Census Tract18521

Owner

Source: San Diego County records · APN 158-741-13-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jan 26, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Apr 29, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
ORION LNDG
Aug 07, 2018Grant Deed, Transfer · Veterans Administration Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 07, 2018 · Amount on Record
Deed SaleAug 07, 2018 · Amount on Record
Prior SaleAug 18, 2014 · Amount on Record
Deed Doc Number2018322025
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Transaction TypeMortgage
Record UpdatedJun 01, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000133015
DateMay 22, 2023
Instrument2023-0133015
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term324 Months
DueMay 01, 2050

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Transaction TypeMortgage
Record UpdatedFeb 03, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000021992
DateJan 26, 2023
Instrument2023-0021992
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueFeb 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000230542
Instrument DateApr 29, 2020
Transaction TypeMortgage
Record UpdatedMay 18, 2020
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE CO/CA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address390 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000230542
DateMay 06, 2020
Instrument230542
Lender
NameORION LNDG
AddressORANGE, CA 92868
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 05, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 07, 2018
Property Address390 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000322025
Instrument DateJul 10, 2018
Instrument322025
Transaction TypeTransfer
Record UpdatedAug 17, 2018
Title CompanyTICOR TITLE SAN DIEGO BR

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address390 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number322026
DateAug 07, 2018
Instrument322026
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueAug 06, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$682,691 (+2%) Land $344,793 Building $337,898
2025$7,518.00 (+5.18%)$669,306 (+4.04%) Land $338,033 Building $331,273
2023$7,148.00 (+1.53%)$643,317 Land $324,907 Building $318,410
2022$7,040.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Ranch Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures