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356 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 356 River Ranch Way, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,600 sqft Living Area
Lot Size4,590 sqft (0.105 acres)
Tax Bill$5,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-741-19-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area4,590 sqft (0.105 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address356 RIVER RANCH WAY
CityOCEANSIDE
StateCA
Zip92057-6527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 31 TR 014294
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014294
Legal Block2
Legal Lot Number31
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2016
Census Tract18521

Owner

Source: San Diego County records · APN 158-741-19-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 349000, KAILUA, HI 96734-8500
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 25, 2009
Deed SaleSep 25, 2009
Prior SaleFeb 14, 2003 · Amount on Record
Deed Doc Number2009534220
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address356 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000236589
Instrument DateMay 05, 2020
Transaction TypeMortgage
Record UpdatedMay 20, 2020
Title CompanyNAVY FEDERAL TITLE/CALIFORNIA, NAVY FED'L TITLE/CALIFORNIA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address356 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000236589
DateMay 11, 2020
Instrument236589
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 10, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$533,223 (+2%) Land $218,553 Building $314,670
2025$5,881.00 (+5.19%)$522,768 (+4.04%) Land $214,268 Building $308,500
2023$5,591.00 (+1.54%)$502,470 Land $205,949 Building $296,521
2022$5,506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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