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348 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 348 River Ranch Way, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2003
Square Footage2,600 sqft Living Area
Lot Size4,769 sqft (0.109 acres)
OccupancyOwner Occupied
Last Sale$439,500 (2003)
Tax Bill$6,937.00 (2025)

Property Details

APN / Parcel Number

Primary APN158-741-21-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,600 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area4,769 sqft (0.109 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address348 RIVER RANCH WAY
CityOCEANSIDE
StateCA
Zip92057-6527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 33 TR 014294
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014294
Legal Block2
Legal Lot Number33
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2016
Census Tract18521

Owner

Source: San Diego County records · APN 158-741-21-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address348 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 04, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 01, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS
Sep 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2003 · Amount on Record
Deed SaleAug 19, 2003 · Amount on Record
Deed Doc Number20031005957
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address348 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanyTICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address348 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000171211
DateMar 04, 2021
Instrument2021-0171211
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term301 Months
DueApr 01, 2046

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address348 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000288645
Instrument DateJun 01, 2020
Transaction TypeMortgage
Record UpdatedJun 15, 2020
Title CompanyWESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address348 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000288645
DateJun 05, 2020
Instrument288645
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term300 Months
DueJun 04, 2045

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address348 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000432336
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyPACIFIC COAST TITLE COMPANY, PACIFIC COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address348 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000432336
DateSep 30, 2019
Instrument432336
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term300 Months
DueSep 29, 2044

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$636,739 (+2%) Land $304,532 Building $332,207
2025$6,937.00 (+5.23%) Homeowner's exemption$624,255 (+4.04%) Land $298,561 Building $325,694
2023$6,592.00 (+1.57%) Homeowner's exemption$600,016 Land $286,968 Building $313,048
2022$6,490.00

Flood & Wildfire

348 River Ranch Way is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · San Diego County (06073C), updated September 3, 2026

FEMA Flood ZoneZone X
moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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