378 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 378 River Ranch Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,216 sqft · built 2003
Lot Size	0.97 acres (4,242 sqft)
Owner	Individual Name on File
Last Sale	$549,000 (Feb 2017)
Tax Bill	$7,081 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage Feb 2017 Transfer
Flood Zone	Zone X (moderate risk)
APN	`158-741-16-00`

Property Details

APN / Parcel Number

Primary APN	`158-741-16-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,216 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	4,242 sqft (0.97 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	378 RIVER RANCH WAY
City	OCEANSIDE
State	CA
Zip	92057-6527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-15
Legal Description	LOT 28 TR 014294
Legal Subdivision	RIVER RANCH NORTH
Legal Tract	014294
Legal Block	2
Legal Lot Number	28
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2004
Census Tract	18521

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	378 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2017	Grant Deed, Transfer · Conventional with PMI GUARANTEED RATE
Feb 24, 2017	Quit Claim Deed, Transfer TICOR TITLE SAN DIEGO BR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 24, 2017 · Amount on Record
Deed Sale	Feb 24, 2017 · Amount on Record
Prior Sale	Nov 8, 2016 · Amount on Record
Deed Document Number	201788405
Prior Transfer Date	Feb 2, 2017
Prior Transfer Doc	0000088404
Record Updated	Sep 20, 2026

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	378 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number	0000088405
Instrument Date	Feb 22, 2017
Instrument	88405
Transaction Type	Transfer
Record Updated	Mar 2, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$603.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	378 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number	88406
Date	Feb 24, 2017
Instrument	88406

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2047

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 24, 2017
Property Address	378 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number	0000088404
Instrument Date	Feb 2, 2017
Instrument	88404
Transaction Type	Transfer
Record Updated	Mar 1, 2017
Title Company	TICOR TITLE SAN DIEGO BR

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	378 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$649,895 (+2%) Land $369,415 Building $280,480
2025	$7,081.00 (+5.23%) Homeowner's exemption	$637,153 (+4.04%) Land $362,172 Building $274,981
2023	$6,729.00 (+1.57%) Homeowner's exemption	$612,413 Land $348,109 Building $264,304
2022	$6,625.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 829 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA, Verizon.

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