352 River Ranch Way, Oceanside, CA 92057 Property Records

San Diego County property record for 352 River Ranch Way, Oceanside, CA 92057 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage2,364 sqft Living Area
Lot Size4,523 sqft (0.104 acres)
OccupancyOwner Occupied
Last Sale$369,000 (2011)
Tax Bill$5,218.00 (2025)

Owner

Source: San Diego County records · APN 158-741-20-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address352 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 03, 2017Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2011 · Amount on Record
Deed SaleDec 19, 2011 · Amount on Record
Prior SaleAug 16, 2011 · Amount on Record
Deed Doc Number2011681296
Prior Transfer DateDec 22, 2004
Prior Transfer Doc0001224729
Record RefreshedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address352 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY SD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012443
DateJan 10, 2017
Instrument2017-0012443
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2047

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address352 RIVER RANCH WAY, OCEANSIDE, CA 92057-6527
Document Number0000523276
Instrument DateNov 03, 2017
Transaction TypeMortgage
Record UpdatedNov 14, 2017
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address352 RIVER RANCH WAY OCEANSIDE CA 920576527, OCEANSIDE, CA 92057-6527

Mortgage

Document Number0000523276
DateNov 08, 2017
Instrument523276
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 07, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$472,737 (+2%) Land $208,559 Building $264,178
2025$5,218.00 (+5.18%)$463,469 (+4.04%) Land $204,470 Building $258,999
2023$4,961.00 (+1.53%)$445,474 Land $196,531 Building $248,943
2022$4,886.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A99, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN158-741-20-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,364 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area4,523 sqft (0.104 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address352 RIVER RANCH WAY
CityOCEANSIDE
StateCA
Zip92057-6527
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 32 TR 014294
Legal SubdivisionRIVER RANCH NORTH
Legal Tract014294
Legal Block2
Legal Lot Number32
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup2
Census Block2016
Census Tract18521

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