390 Elm Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 390 Elm Dr, Columbus, MS 39701 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,065 sqft · built 2000
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,551 (2023)
Deeds & Mortgages	Oct 2022 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13E220003800`

Property Details

APN / Parcel Number

Primary APN	`13E220003800`
Alternative APNs	`010594` `10594`

Interior

Full Baths	2 Baths
Building Area	3,065 sqft Adjusted Area
1st Floor Area	2,344 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	21,780 sqft (0.5 acres)
Pool Type	In-Ground Vinyl Pool
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	390 ELM DR
City	COLUMBUS
State	MS
Zip	39701-8603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ALSO LOT P 390 ELM DR LOT O 1 6A
Legal Range	17E
Legal Township	19N
Legal Section	30
Legal Subdivision	ELM LAKE RANCH PHASE II
Legal Lot Number	P,O
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1037
Census Tract	1000

Owner

Source: Lowndes County records · APN 13E220003800

Assessment roll updated October 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	390 ELM DR, COLUMBUS, MS 39701-8603
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 03, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance BANKFIRST FINANCIAL
Oct 30, 2020	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK
Oct 28, 2019	Deed of Trust, Mortgage · VA Mortgage TRUSTMARK NAT'L BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2022
Deed Sale	Aug 04, 2022
Prior Sale	Dec 30, 2021
Deed Book / Page	2022 / 6660
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	390 ELM DR, COLUMBUS, MS 39701-8603
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00202225072
Date	Oct 03, 2022
Book Page	2022/25072

Lender

Name	BANKFIRST FINANCIAL

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 01, 2042

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	390 ELM DR, COLUMBUS, MS 39701-8603
Document Number	0020208896
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	390 ELM DR COLUMBUS MS 397018603, COLUMBUS, MS 39701-8603

Mortgage

Document Number	0020208896
Date	Nov 02, 2020
Book Page	002020/028896

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 01, 2045

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWNDES MS
Property Address	390 ELM DR, COLUMBUS, MS 39701-8603
Document Number	0020193522
Instrument Date	Oct 28, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 8070 COLUMBUS MS 397050007, COLUMBUS, MS 39705-0007

Mortgage

Document Number	0020193522
Date	Nov 04, 2019
Book Page	002019/023522

Lender

Name	TRUSTMARK NAT'L BK
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 03, 2044

Tax Assessment & Valuation

Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,016 (+12.49%)	$270,160 (+12.49%) Land $30,000 Building $240,160
2023	$1,551.00 Homeowner's exemption Senior Citizen's exemption	$24,016	$240,160 Land $30,000 Building $210,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870010001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	38 (1979–2002)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Jan 2002, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims Severe Storms & Flooding, Feb 1991 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Telapex	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000
4-County Fiber	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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