Lowndes County property record for 411 Elm Dr, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,553 sqft · built 1998 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $168,000 (Mar 2024) |
| Tax Bill | $1,802 (2025) |
| Deeds & Mortgages | Mar 2024 Mortgage Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E220002600 |
| Primary APN | 13E220002600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,553 sqft Adjusted Area |
| 1st Floor Area | 1,872 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 006833 |
|---|---|
| Street Address | 411 ELM DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 411 ELM DR LOT C 8C |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 30 |
| Legal Subdivision | ELM LAKE RANCH PHASE II |
| Legal Lot Number | C |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1000 |
411 Elm Dr is owned and occupied by an individual who bought it in March 2024.
Source: Lowndes County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 411 ELM DR, COLUMBUS, MS 39701-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUM TREE MORTGAGE LLC |
| Jul 8, 2019 | Warranty Deed, Transfer QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on File |
| Deed Sale | Mar 6, 2024 · Amount on File |
| Prior Sale | Jul 8, 2019 |
| Deed Document Number | 0020241605 |
| Deed Book / Page | 2024 / 1605 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 411 ELM DR, COLUMBUS, MS 39701-8544 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0020243749 |
|---|---|
| Date | Mar 6, 2024 |
| Book Page | 2024/3749 |
| Name | GUM TREE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 8, 2019 |
| Property Address | 411 ELM DR, COLUMBUS, MS 39701-8544 |
| Document Number | 0020194953 |
| Book / Page | 002019 / 004953 |
| Instrument Date | Jul 2, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 411 ELM DR COLUMBUS MS 397018544, COLUMBUS, MS 39701-8544 |
| Document Number | 20193260 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 002019/013260 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 7, 2049 |
The 2025 property tax bill for 411 Elm Dr was $1,802 with a homeowner's exemption, down 42.4% from the year before.
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,802.00 (-42.37%) Homeowner's exemption | $21,861 | $218,610 Land $30,000 Building $188,610 |
| 2024 | $3,127.00 (+102.53%) | ||
| 2023 | $1,544.00 Homeowner's exemption | $19,421 | $194,210 Land $30,000 Building $164,210 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 411 Elm Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 38 (1979–2002) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Jan 2002 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 411 Elm Dr is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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