Lowndes County property record for 396 Elm Dr, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 3,997 sqft · built 2002 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $386,901 (Mar 2026) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E220003600 |
| Primary APN | 13E220003600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,997 sqft Adjusted Area |
| 1st Floor Area | 1,997 sqft |
| 2nd Floor Area | 1,413 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,424 sqft (0.4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 396 ELM DR |
|---|---|
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 396 ELM DR LOT M 6B |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 30 |
| Legal Subdivision | ELM LAKE RANCH PHASE II |
| Legal Lot Number | M |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1000 |
Source: Lowndes County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 VALLEYBROOK DR, COLUMBUS, MS 39702-8147 |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 5, 2026 | Special Warranty Deed, Transfer |
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage BANKFIRST FINANCIAL |
| Sep 21, 2021 | Warranty Deed, Transfer |
| Dec 18, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 5, 2026 · Amount on Record |
| Deed Sale | Mar 5, 2026 · Amount on Record |
| Prior Sale | Dec 29, 2025 · Amount on Record |
| Deed Book / Page | 2026 / 1678 |
| Prior Transfer Date | Apr 23, 2021 |
| Prior Transfer Doc | 2021008464 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 5, 2026 |
| Property Address | 396 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020261678 |
| Book / Page | 2026 / 1678 |
| Instrument Date | Feb 17, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 440 VALLEYBROOK DR, COLUMBUS, MS 39702-8147 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 396 ELM DR, COLUMBUS, MS 39701-8603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00202129289 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 2021/29289 |
| Name | BANKFIRST FINANCIAL |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Sep 21, 2021 |
| Property Address | 396 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020218307 |
| Book / Page | 2021 / 8307 |
| Instrument Date | Sep 20, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 396 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 396 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020190353 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 396 ELM DR COLUMBUS MS 397018603, COLUMBUS, MS 39701-8603 |
| Document Number | 0020190353 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 002019/000353 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Lowndes County assessment roll, as of October 23, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,522.00 (+0.84%) | $57,414 (+2.29%) | $382,760 (+2.29%) Land $30,000 Building $352,760 |
| 2024 | $5,476.00 (+2.72%) | ||
| 2023 | $5,331.00 | $56,130 | $374,200 Land $30,000 Building $344,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 38 (1979–2002) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Jan 2002 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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