Lowndes County property record for 324 Elm Dr, Columbus, MS 39701
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,824 sqft · built 2018 |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Mar 2021) |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13E220004100 |
| Primary APN | 13E220004100 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,824 sqft Adjusted Area |
| 1st Floor Area | 2,208 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 001432 |
|---|---|
| Street Address | 324 ELM DR |
| City | COLUMBUS |
| State | MS |
| Zip | 39701-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 324 ELM DR LOT 36 |
| Legal Range | 17E |
| Legal Township | 19N |
| Legal Section | 30 |
| Legal Subdivision | ELM LAKE RANCH |
| Legal Lot Number | 36 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 1000 |
Source: Lowndes County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage USAA FSB |
| Mar 3, 2021 | Warranty Deed, Transfer |
| Jul 30, 2018 | Warranty Deed, Transfer BANCORPSOUTH |
| Jan 11, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage BANCORPSOUTH |
| Oct 17, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2021 · Amount on Record |
| Deed Sale | Mar 3, 2021 · Amount on Record |
| Prior Sale | Jul 30, 2018 |
| Deed Document Number | 0020211496 |
| Deed Book / Page | 2021 / 1496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020215882 |
|---|---|
| Date | Mar 3, 2021 |
| Book Page | 2021/5882 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 3, 2021 |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020211496 |
| Book / Page | 2021 / 1496 |
| Instrument Date | Mar 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 329 ELM DR, COLUMBUS, MS 39701-8696 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 30, 2018 |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020185454 |
| Book / Page | 002018 / 005454 |
| Instrument Date | Jul 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 324 ELM DR COLUMBUS MS 397018603, COLUMBUS, MS 39701-8603 |
| Investor | Possibly a Property Investor |
| Document Number | 20185746 |
|---|---|
| Date | Jul 30, 2018 |
| Book Page | 002018/015746 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-3356 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 29, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jan 11, 2018 |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020180883 |
| Book / Page | 002018 / 000883 |
| Instrument Date | Jan 8, 2018 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 248 HONEYSUCKLE DR STEENS MS 397668804, STEENS, MS 39766-8804 |
| Document Number | 20180883 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 002018/000883 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803-4360 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 10, 2019 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Oct 17, 2017 |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020177360 |
| Book / Page | 002017 / 007360 |
| Instrument Date | Oct 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 HONEYSUCKLE DR STEENS MS 397668804, STEENS, MS 39766-8804 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Jul 6, 2017 |
| Property Address | 324 ELM DR, COLUMBUS, MS 39701-8603 |
| Document Number | 0020174794 |
| Book / Page | 002017 / 004794 |
| Instrument Date | Jun 29, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 SUMMER LANE DR COLUMBUS MS 397029701, COLUMBUS, MS 39702-9701 |
Source: Lowndes County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,071.00 (+0.83%) Homeowner's exemption Senior Citizen's exemption | $29,036 (+9.15%) | $290,360 (+9.15%) Land $27,000 Building $263,360 |
| 2024 | $2,054.00 (-7.77%) | ||
| 2023 | $2,227.00 Homeowner's exemption | $26,603 | $266,030 Land $27,000 Building $239,030 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 38 (1979–2002) |
| Claims Outside the SFHA | 4 of 38 |
| Most Recent Claim | Jan 2002 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures