303 Elm Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 303 Elm Dr, Columbus, MS 39701

Property Summary

Property TypeSingle Family Home
Details1 ba · 4,077 sqft · built 2008
Lot Size0.791 acres (34,477 sqft)
OwnerIndividual Name on Record
Last Sale$718,200 (Nov 2022)
Tax Bill$3,609 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN13E220002200

Property Details

APN / Parcel Number

Primary APN13E220002200
Alternative APNs
  • 001429
  • 1429

Interior

Full Baths1 Bath
Stories1 Story
Building Area4,077 sqft Adjusted Area
1st Floor Area2,348 sqft
2nd Floor Area1,225 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialAsphalt
Lot Area34,477 sqft (0.791 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address303 ELM DR
CityCOLUMBUS
StateMS
Zip39701-8696
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description303 ELM DR LOT 33
Legal Range17E
Legal Township19N
Legal Section30
Legal SubdivisionELM LAKE RANCH
Legal Lot Number33
JurisdictionLOWNDES MS
Township / Civil Division5
Census Block Group1
Census Block1037
Census Tract1000

Owner

Source: Lowndes County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address303 ELM DR, COLUMBUS, MS 39701-8696
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2022 · Amount on Record
Deed SaleNov 1, 2022 · Amount on Record
Deed Book / Page2022 / 8995
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOWNDES MS
Recording DateNov 1, 2022
Property Address303 ELM DR, COLUMBUS, MS 39701-8696
Document Number0020228995
Book / Page2022 / 8995
Instrument DateOct 31, 2022
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address303 ELM DR, COLUMBUS, MS 39701-8696

Mortgage

Document Number0202226957
DateNov 1, 2022
Instrument2022/26957
Lender
NameCADENCE BANK NA
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.88%
Type Change DateNov 5, 2032
Index1-Year CMT

Tax Assessment & Valuation

Source: Lowndes County assessment roll, as of October 23, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLowndes County
Unified School DistrictLowndes County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,609.00 (+0.92%) Homeowner's exemption$40,644 (+15.17%)$406,440 (+15.17%) Land $30,000 Building $376,440
2024$3,576.00 (+17.17%)
2023$3,052.00 Homeowner's exemption$35,290$352,900 Land $30,000 Building $322,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims38 (1979–2002)
Claims Outside the SFHA4 of 38
Most Recent ClaimJan 2002 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims
  • Severe Storms & Flooding, Feb 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPRAIRIE LAND WATER ASSOCIATION, INC
public/private · serves 2,500 people · EPA ID MS0440096
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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