39 Youle St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 39 Youle St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,604 sqft · built 1880
Lot Size	0.281 acres (12,227 sqft)
Owner	2 Company Names on Record
Last Sale	$1,050,000 (Jul 2019)
Tax Bill	$15,005 (2026)
Deeds & Mortgages	Jan 2026 Transfer Apr 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:B10 P:0000046`

Property Details

APN / Parcel Number

Primary APN	`MELR M:B10 P:0000046`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,604 sqft Living Area
Gross Area	5,562 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,227 sqft (0.281 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal
Heating Fuel	Gas

Location & Zoning

Street Address	39 YOULE ST
City	MELROSE
State	MA
Zip	02176-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Legal Subdivision	JAMES PRATT
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	3
Census Block	3001
Census Tract	336100

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	39 YOULE ST, MELROSE, MA 02176-2625
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jul 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Jan 23, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 8, 2019	Quit Claim Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	May 26, 2011 · Amount on Record
Deed Book / Page	72889 / 294
Last Transfer Date	Jan 16, 2026
Transfer Doc	085134-447
Record Updated	Oct 29, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jan 16, 2026
Property Address	39 YOULE ST, MELROSE, MA 02176-2625
Document Number	085134-447
Book / Page	85134 / 447
Instrument Date	Jan 16, 2026
Instrument	6194
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 YOULE ST, MELROSE, MA 02176-2625

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	39 YOULE ST, MELROSE, MA 02176-2625
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77493-274
Date	Apr 12, 2021
Book Page	77493/274
Instrument	82376

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	39 YOULE ST, MELROSE, MA 02176-2625
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75054-63
Date	Jul 7, 2020
Book Page	75054/63
Instrument	108094

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	39 YOULE ST, MELROSE, MA 02176-2625
Document Number	74112-133
Instrument Date	Jan 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 YOULE ST MELROSE MA 021762625, MELROSE, MA 02176-2625

Mortgage

Document Number	74112-133
Date	Feb 11, 2020
Book Page	074112/000133
Instrument	235

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 10, 2050

Interest

Rate Type	Adjustable Rate

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Jul 8, 2019
Property Address	39 YOULE ST, MELROSE, MA 02176-2625
Document Number	72889-294
Book / Page	072889 / 000294
Instrument Date	Jul 2, 2019
Instrument	95764
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 YOULE ST MELROSE MA 021762625, MELROSE, MA 02176-2625

Mortgage

Document Number	72889-297
Date	Jul 8, 2019
Book Page	072889/000297
Instrument	95765

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,005.00 (+12,000.81%)	$1,308,200 (+4.15%) Land $510,500 Building $797,700	$1,392,183 (+12.25%)
2025	$124.00 (-98.97%)	$1,256,100 (+3.66%) Land $481,300 Building $774,800	$1,240,225
2024	$12,032.00 (+0.92%)	$1,211,700 (+5.91%) Land $452,100 Building $759,600
2023	$11,922.00	$1,144,100 Land $437,500 Building $706,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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